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118 118 Money: Credit card reviews

4.73
Based on 5,639 reviews, last reviewed 2nd Jun 2026
402500% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Excellent service provider Cannot fault 118118 Money credit card excellent rates Reviewed on: 2nd June 2026
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Shaz R

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5639)

Great company to deal with and excellent customer s...

5
Great company to deal with and excellent customer service Reviewed on: 11th April 2026

I've had my card about 2 years I've not had any issu...

5
I've had my card about 2 years I've not had any issues using my card at all. The app is easy to to use Reviewed on: 11th April 2026

Very good and easy to use im happy with the service...

5
Very good and easy to use im happy with the service from118 Reviewed on: 11th April 2026

Give me credit when others wouldn't and helping me b...

5
Give me credit when others wouldn't and helping me build my credit score Reviewed on: 11th April 2026

Simple an painless

5
The whole experience has been simple and painless, value for money is great. They respond quickly when needed and the app is so simple to use Reviewed on: 11th April 2026

Not bad credit card but the interest is very high.

5
Not bad credit card but the interest is very high. I have another card with much better interest. Reviewed on: 11th April 2026

Excellent service value for money great rates perfec...

5
Excellent service value for money great rates perfect thanks Reviewed on: 11th April 2026

I had a good customer service experience when I lost...

5
I had a good customer service experience when I lost my card. Reviewed on: 11th April 2026

Excellent and efficient service very communicating w...

5
Excellent and efficient service very communicating well organised Reviewed on: 11th April 2026

Application was quick and easy, fairly intuitive app...

4
Application was quick and easy, fairly intuitive app but can’t do everything self-service and that can sometimes be a frustrating experience - going through a chat bot to then speak to a human. When you do get through though it’s pretty seamless. Reviewed on: 11th April 2026

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