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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5645 reviews)

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4.73

Based on 5,645 reviews, last reviewed 9th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5645)

Simple an painless

The whole experience has been simple and painless, value for money is great. They respond quickly when needed and the app is so simple to use Reviewed on: 11th April 2026

Not bad credit card but the interest is very high.

Not bad credit card but the interest is very high. I have another card with much better interest. Reviewed on: 11th April 2026

Excellent service value for money great rates perfec...

Excellent service value for money great rates perfect thanks Reviewed on: 11th April 2026

I had a good customer service experience when I lost...

I had a good customer service experience when I lost my card. Reviewed on: 11th April 2026

Excellent and efficient service very communicating w...

Excellent and efficient service very communicating well organised Reviewed on: 11th April 2026

Application was quick and easy, fairly intuitive app...

Application was quick and easy, fairly intuitive app but can’t do everything self-service and that can sometimes be a frustrating experience - going through a chat bot to then speak to a human. When you do get through though it’s pretty seamless. Reviewed on: 11th April 2026

It’s been good, safe and secure with lots of help to...

It’s been good, safe and secure with lots of help to rebuild my credit Reviewed on: 11th April 2026

Excellent experience since joining last year!

Excellent experience since joining last year! Long may it continue! Reviewed on: 11th April 2026

No issues great service easy to use app

No issues great service easy to use app Reviewed on: 11th April 2026

Its good service and experience on credit card and i...

Its good service and experience on credit card and if start using properly, they increase the limit and there also offer so much of offers very often and my overall experience has been good Reviewed on: 11th April 2026

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