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118 118 Money: Credit card reviews

4.73
Based on 5,639 reviews, last reviewed 2nd Jun 2026
402500% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Excellent service provider Cannot fault 118118 Money credit card excellent rates Reviewed on: 2nd June 2026
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Shaz R

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5639)

It’s been good, safe and secure with lots of help to...

5
It’s been good, safe and secure with lots of help to rebuild my credit Reviewed on: 11th April 2026

Excellent experience since joining last year!

5
Excellent experience since joining last year! Long may it continue! Reviewed on: 11th April 2026

No issues great service easy to use app

5
No issues great service easy to use app Reviewed on: 11th April 2026

Its good service and experience on credit card and i...

5
Its good service and experience on credit card and if start using properly, they increase the limit and there also offer so much of offers very often and my overall experience has been good Reviewed on: 11th April 2026

The card is flexible.

5
The card is flexible. No hidden fees. They alert me when the next payment is due Reviewed on: 11th April 2026

Have had no issues at all pay on time, and it works...

5
Have had no issues at all pay on time, and it works well for me. Always keeps me up to date with offers without being harassing like other providers. Reviewed on: 11th April 2026

I have not had the credit card long

5
I have not had the credit card long enough rate higher on value for money but I have had no hidden charges or extra fees Reviewed on: 11th April 2026

easy to manage no fuss.

5
Easy to apply, easy to manage no fuss. Excellent service Reviewed on: 11th April 2026

So quick and easy

5
So quick and easy to use and they let you know when you are close to the balance also plenty of notice when payments are due Reviewed on: 11th April 2026

Quick, easy & reliable.

5
Quick, easy & reliable. Very helpful and manageable terms. Reviewed on: 11th April 2026

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