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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5645 reviews)

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4.73

Based on 5,645 reviews, last reviewed 9th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5645)

The card is flexible.

The card is flexible. No hidden fees. They alert me when the next payment is due Reviewed on: 11th April 2026

Have had no issues at all pay on time, and it works...

Have had no issues at all pay on time, and it works well for me. Always keeps me up to date with offers without being harassing like other providers. Reviewed on: 11th April 2026

I have not had the credit card long

I have not had the credit card long enough rate higher on value for money but I have had no hidden charges or extra fees Reviewed on: 11th April 2026

easy to manage no fuss.

Easy to apply, easy to manage no fuss. Excellent service Reviewed on: 11th April 2026

So quick and easy

So quick and easy to use and they let you know when you are close to the balance also plenty of notice when payments are due Reviewed on: 11th April 2026

Quick, easy & reliable.

Quick, easy & reliable. Very helpful and manageable terms. Reviewed on: 11th April 2026

Competitive rates , quick answers to any queries and...

Competitive rates , quick answers to any queries and helpful advise Reviewed on: 11th April 2026

Okay but high rates

Okay but high interest rates in comparison to others Reviewed on: 11th April 2026

Great card.

Great card. Easy to use. Like the monthly membership model, easy to understand. Works with Apple/Google pay easily. Good communications Reviewed on: 11th April 2026

Great value

Really easy to get along with the app and and customer service easy to talk to Reviewed on: 11th April 2026

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