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118 118 Money: Credit card reviews

4.73
Based on 5,639 reviews, last reviewed 2nd Jun 2026
402500% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Excellent service provider Cannot fault 118118 Money credit card excellent rates Reviewed on: 2nd June 2026
Shaz R's avatar
Shaz R

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5639)

Competitive rates , quick answers to any queries and...

5
Competitive rates , quick answers to any queries and helpful advise Reviewed on: 11th April 2026

Okay but high rates

4
Okay but high interest rates in comparison to others Reviewed on: 11th April 2026

Great card.

4
Great card. Easy to use. Like the monthly membership model, easy to understand. Works with Apple/Google pay easily. Good communications Reviewed on: 11th April 2026

Great value

5
Really easy to get along with the app and and customer service easy to talk to Reviewed on: 11th April 2026

118118 money has gave me a credit card and a persona...

5
118118 money has gave me a credit card and a personal loan which I never expected.i am so happy with their customer service and delighted to be part of their “family”,. My credit score wasn’t too great and 118118 money gave me a chance to help make it better. Thank you Reviewed on: 11th April 2026

Great card and customer service.

5
Great card and customer service. Never had any issues Reviewed on: 11th April 2026

Quick customer service

4
Whenever I've had a question I've always been able to contact customer services via the chat option & am dealt with quickly Reviewed on: 11th April 2026

Always kept up to date in what's going on you can al...

5
Always kept up to date in what's going on you can always get in touch with there customers service very professional Reviewed on: 11th April 2026

Great company

5
I find the customer experience very professional and very helpful I would recomend to anyone Reviewed on: 11th April 2026

Reliability

5
Application process very simple and quick. Customer service very efficient. Easy to use. Definitely recommend card. Reviewed on: 11th April 2026

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