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118 118 Money: Credit card reviews

4.86
Based on 3,210 reviews, last reviewed 12th Apr 2026
189200% increase in 5 star reviews
in the past 90 days
1000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

4

The people on the phone is very good at what they do... The people on the phone is very good at what they do and it doesn’t take long to get to talk to them as well Reviewed on: 12th April 2026
Kevin s's avatar
Kevin s

Latest lowest rating:

1

The application is poor and their policies are not s... The application is poor and their policies are not stable. Transfer to their account is always failure. Reviewed on: 11th April 2026
GODSTIME A's avatar
GODSTIME A

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (3210)

Good app easy to use.

5
Good app easy to use. I pay off to avoid interest each month Reviewed on: 15th April 2025

Brilliant

5
Excellent choice and good customer service Reviewed on: 15th April 2025

Happy times

4
Since having this card not only has it helped me with my credit score.it helped me save money Reviewed on: 15th April 2025

Overall good service so far.

4
Overall good service so far. My experience is that they have always been responsive whenever I have need to contact them. App is good. Reviewed on: 15th April 2025

It has helped me to improve my credit score

5
It has helped me to improve my credit score Reviewed on: 15th April 2025

bumped the apr up to 50%, i would never have conside...

1
bumped the apr up to 50%, i would never have considered applying for a credit card with such a ludicrous rate Reviewed on: 15th April 2025

Always helpful.

5
Always helpful. No pressure to increase credit limit etc, allows me to stay in control. I am always kept up to date with all information I need. The app is good as it shows exactly where your balance is, when a payment is due. Reviewed on: 15th April 2025

Had great experiences with all services from 118 118.

5
Had great experiences with all services from 118 118. App is so easy to use and the services they provide are great Reviewed on: 15th April 2025

Very good

5
Very easy to use app very good no hidden costs Reviewed on: 15th April 2025

Easy application quick and fast response.

5
Easy application quick and fast response. Easy to use all tools on the app. I’d say the easiest credit card I’ve ever had! Reviewed on: 15th April 2025

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