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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5639 reviews)

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4.73

Based on 5,639 reviews, last reviewed 2nd Jun 2026

402500% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Excellent service provider Cannot fault 118118 Money credit card excellent rates Reviewed on: 2nd June 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5639)

They offered me a good limit on my credit card, and...

They offered me a good limit on my credit card, and the payments are affordable, and the whole process was good. Reviewed on: 11th April 2026

Good credit score builder

Good credit card with fair rates to build ip your credit score Reviewed on: 11th April 2026

Allways happy to help and allways great service

Allways happy to help and allways great service Reviewed on: 11th April 2026

Excellent performance i send too many friends to use it

Excellent performance i send too many friends to use it Reviewed on: 11th April 2026

I’ve had this card for a few years now and 118 have...

I’ve had this card for a few years now and 118 have been amazing and they help you with anything you need for a better credit score. Reviewed on: 11th April 2026

Since I have the credit card, it's been so good...

Since I have the credit card, it's been so good so far Reviewed on: 11th April 2026

I recommend for all

An excellent credit card among all the cards I own. Reviewed on: 11th April 2026

The interest rate is high but if you manage your mon...

The interest rate is high but if you manage your money well it’s a good card. Reviewed on: 11th April 2026

118 have been the best provider for credit I have ev...

118 have been the best provider for credit I have ever had, excellent service and easy app to use. Reviewed on: 11th April 2026

Monthly payments

If you pay your monthly bill online then they don’t take your direct debit too which some companies do Reviewed on: 11th April 2026

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