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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5645 reviews)

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4.73

Based on 5,645 reviews, last reviewed 9th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5645)

Great app, great comms

Great app and great communication. Everything made very simple. A joy to use Reviewed on: 11th April 2026

Credit rate improvement

I have used my 118118 account to help improve my credit rating. Upon doing so I have had good advice from the 118 team via the app about managing credit Reviewed on: 11th April 2026

Customer service

Overall 118 118 as a lender is ok, but the couple times I've dealt with customer service, they are very unhelpful and not interested in listening or helping to the customer Reviewed on: 11th April 2026

No issues and great help when needed.

No issues and great help when needed. Very easy service to use and the app works smoothly Reviewed on: 11th April 2026

Easy to set up and easy to use , recommended...

Easy to set up and easy to use , recommended to family Reviewed on: 11th April 2026

118 118 THE BEST OF THE BEST

118 118 is the best,i got decline by other company and they help me out. Their service is excellent. They will got that extra mile to help you out. I will recommend it to any one. Very clear, very precise and second to none..EXECELLENT!!! Reviewed on: 11th April 2026

They offered me a good limit on my credit card, and...

They offered me a good limit on my credit card, and the payments are affordable, and the whole process was good. Reviewed on: 11th April 2026

Good credit score builder

Good credit card with fair rates to build ip your credit score Reviewed on: 11th April 2026

Allways happy to help and allways great service

Allways happy to help and allways great service Reviewed on: 11th April 2026

Excellent performance i send too many friends to use it

Excellent performance i send too many friends to use it Reviewed on: 11th April 2026

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