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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5645 reviews)

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4.73

Based on 5,645 reviews, last reviewed 9th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5645)

I’ve had this card for a few years now and 118 have...

I’ve had this card for a few years now and 118 have been amazing and they help you with anything you need for a better credit score. Reviewed on: 11th April 2026

Since I have the credit card, it's been so good...

Since I have the credit card, it's been so good so far Reviewed on: 11th April 2026

I recommend for all

An excellent credit card among all the cards I own. Reviewed on: 11th April 2026

The interest rate is high but if you manage your mon...

The interest rate is high but if you manage your money well it’s a good card. Reviewed on: 11th April 2026

118 have been the best provider for credit I have ev...

118 have been the best provider for credit I have ever had, excellent service and easy app to use. Reviewed on: 11th April 2026

Monthly payments

If you pay your monthly bill online then they don’t take your direct debit too which some companies do Reviewed on: 11th April 2026

Great easy to uses app never had any bother at all

No problem at all very good easy to use app never had any issues at all Reviewed on: 11th April 2026

118 have been brilliant with me.

118 have been brilliant with me. App is simple, easy to navigate and comes with many little extras that provide control over your finance monitoring. Also provided me a personal loan at a very competitive rate - cannot be faulted, one of the best creditors out there! Reviewed on: 11th April 2026

Just so simple no complications at all

Just so simple no complications at all Reviewed on: 11th April 2026

I when on-holiday and I used my card to pay for ite...

I when on-holiday and I used my card to pay for items and it was no issues, I was extremely please with the service. I would definitely recommend to one of my friend. Thanks for the Service. Reviewed on: 11th April 2026

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