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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5645 reviews)

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4.73

Based on 5,645 reviews, last reviewed 9th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5645)

It's been great so far, easy to use.

It's been great so far, easy to use. Reviewed on: 11th April 2026

Nice app really like lm so happy to have this app a...

Nice app really like lm so happy to have this app and use this credit card Reviewed on: 11th April 2026

I got expected straight away.

I got expected straight away. I like the app it tells you how much you spend. It would be nice if i had abit more to spend. Topping up my account Reviewed on: 11th April 2026

I have got good experience with 118

I have got good experience with 118 Reviewed on: 11th April 2026

118118 are most excellent company you could go to an...

118118 are most excellent company you could go to and very helpful Reviewed on: 11th April 2026

Good way to rebuild a credit rating ..

Extremely helpful at solving problems and a good starter card for anyone who had credit issues Reviewed on: 11th April 2026

We all know that life isn't always a straight line.

We all know that life isn't always a straight line. Sometimes, we hit bumps in the road that leave our credit scores a little bruised, making us feel like the financial world has closed its doors on us. That is exactly where the 118 118 Money Credit Card changes the game. It isn’t just a piece of plastic; it’s a hand reached out when others have turned away. What makes this card truly "the best" isn't just the lack of hidden fees—it’s the peace of mind it provides. In a world of "fine print" and "representative rates," 118 118 Money stands for honesty. They believe that your past shouldn’t dictate your future. By offering a guaranteed rate and a clear path to rebuilding your credit, they give you back something far more valuable than a credit limit: they give you confidence. It wins because it respects the borrower. There are no annual fees to weigh you down, no sneaky charges for using it on a well-deserved holiday, and no jargon to trip you up. It is a tool designed for the everyday hero—the person working hard to get back on track, to provide for their family, and to build a better tomorrow. Choosing 118 118 Money means choosing a partner that believes in your potential. It’s about taking control, breathing a sigh of relief, and finally moving forward with a brand that says, "We’ve got you." That’s not just good business; that’s a winning relationship. Reviewed on: 11th April 2026

Fantastic lender make things hassle free and look af...

Fantastic lender make things hassle free and look after their customers and go above and beyond Reviewed on: 11th April 2026

So easy to apply and use.

So easy to apply and use. Can't fault the service Reviewed on: 11th April 2026

Amazing with the service they provide.

Amazing with the service they provide. Reviewed on: 11th April 2026

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