Smart Money People Logo

118 118 Money: Credit card reviews

4.85
Based on 5,418 reviews, last reviewed 21st Apr 2026
382800% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Everything from start to finish was simple and easy,... Everything from start to finish was simple and easy, never had an issue using 118118. Would very much recommend Reviewed on: 21st April 2026
Zoe c's avatar
Zoe c

Latest lowest rating:

1

Worst experience ever, card frozen from 2nd day. Worst experience ever, card frozen from 2nd day. Several attempts to resolve it with customer service, 0 compliance or help. Reviewed on: 20th April 2026
A H's avatar
A H

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

118 118 Money Credit card reviews (5418)

Easy to use, good customer service

5
Easy to use, good customer service Reviewed on: 20th April 2026

Super experience Good experience

5
Good experience using since long time Reviewed on: 20th April 2026

They’ve always supported me & been great

5
They’ve always supported me and whenever I’ve spoken with someone they’ve been helpful and friendly Reviewed on: 20th April 2026

Brilliant from start to finish, fast and easy to nav...

5
Brilliant from start to finish, fast and easy to navigate and received the card quickly Reviewed on: 20th April 2026

Have some payment problems with the payments and the...

5
Have some payment problems with the payments and they helped me do a promise payment and were very professional about it and I feel I got the best service and I wouldn't leave this account 118 I'm even going to get loan even with them in the future Great service every time!! Reviewed on: 20th April 2026

Excellent service and good customer experience with...

5
Excellent service and good customer experience with customer Reviewed on: 20th April 2026

All good , great service and especially easy to inte...

5
All good , great service and especially easy to interact with Reviewed on: 20th April 2026

I’ve had loans and now a credit card, I’ve never had...

5
I’ve had loans and now a credit card, I’ve never had any issues to have to have to experience how well things are dealt with, so very happy with that. Reviewed on: 20th April 2026

It’s been a very good experience with 118118 money.

5
It’s been a very good experience with 118118 money. Thank you for your continued support. Reviewed on: 20th April 2026

Always on hand to help

5
Great with helping if you have been scammed online. 118 118 is on it . 118 118 make sure that you are the card holder. With security questions. Then 118 118 are on it . Helping to track them down . Always helping with discounts on purchases. So you can get the best value when you make purchases with the 118 118 Creit Card . Reviewed on: 20th April 2026

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review