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118 118 Money: Credit card reviews

4.73
Based on 5,641 reviews, last reviewed 12th Jun 2026
402700% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great customer service Really painless and friendly customer service needed to start credit building and I am very happy. Reviewed on: 12th June 2026
Michelle 's avatar
Michelle

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
God love you 's avatar
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5641)

Easy process from start to finish and 118 app gives...

5
Easy process from start to finish and 118 app gives you all the info you need. Reviewed on: 21st April 2026

Just when l needed it.

5
Just when l needed it. I love the flexible payment plans Reviewed on: 21st April 2026

Good service helpful when needed

5
Good service helpful when needed Reviewed on: 21st April 2026

Extremely quick to allow spending.

5
Extremely quick to allow spending. Very handy credit an unexpected bill or a month we're you Re short on cash. The service is fast and professional. 100% recommend 118 118 to my family and friends. 10 out of 10. Reviewed on: 21st April 2026

Support in Difficult Times

5
Supported me after a tough period in my life and I truly value that Reviewed on: 21st April 2026

Fantastic company

5
Fantastic bank great customer service Reviewed on: 21st April 2026

118118 IS THE ONE FOR ME

5
Application is easy to understand, Able to see your balance at the push of a button. Friendly and efficient customer service Reviewed on: 21st April 2026

Recommended Easy to use and no issues

5
Easy to use and no issues flexible payments and aslong as your paying limit back you can up your limit Reviewed on: 21st April 2026

Good credit card to have any easy to keep track of s...

5
Good credit card to have any easy to keep track of spending with the app Reviewed on: 21st April 2026

Great Credit Card

5
I was trying to have a credit card to help with my credit score for years and then I have found 118 credit code easy to apply and was accepted in less than a minute .The app is also very sime to.use and understand!! Reviewed on: 21st April 2026

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