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118 118 Money: Credit card reviews

View other 118 118 Money products
4.85
Based on 5,439 reviews, last reviewed 21st Apr 2026
384300% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

118 money has helped me when needed. 118 money has helped me when needed. They will advise when needed Reviewed on: 21st April 2026
Vanessa Bradley's avatar
Vanessa Bradley

Latest lowest rating:

1

Worst experience ever, card frozen from 2nd day. Worst experience ever, card frozen from 2nd day. Several attempts to resolve it with customer service, 0 compliance or help. Reviewed on: 20th April 2026
A H's avatar
A H
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

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118 118 Money Credit card reviews (5439)

Great service good company and would recommend them

5
Great service good company and would recommend them Reviewed on: 20th April 2026
Karen's avatar
Karen

On the last 3 years tougher I fell very good...

5
On the last 3 years tougher I fell very good Reviewed on: 20th April 2026
Alexandru M's avatar
Alexandru M

I’ve had a good experience with the 118 118 Money cr...

5
I’ve had a good experience with the 118 118 Money credit card. It was easy to apply, and everything was clearly explained. The app makes it simple to track spending and stay on top of payments. It’s especially helpful for building or improving your credit score. Customer service has been reliable too. The interest rate is quite high, but that’s expected—so it’s best to pay it off in full each month. Overall, a solid option if you’re looking to manage or rebuild your credit. Reviewed on: 20th April 2026
Sam's avatar
Sam

Very happy, Monthly payments are fair.

5
Very happy, Monthly payments are fair. Reviewed on: 20th April 2026
Yvonne B's avatar
Yvonne B

Great card

5
Great limits transparent and helpful staff Reviewed on: 20th April 2026
Sharon andrews-jones 's avatar
Sharon andrews-jones

Great product and customer service

5
Great product and customer service Reviewed on: 20th April 2026
David Legore 's avatar
David Legore

Clear, friendly, down to earth service

5
Clear, friendly, down to earth service. No spam messages/emails. Fab service, really impressed! Reviewed on: 20th April 2026
Louisa H's avatar
Louisa H

Easy to use app - great customer service - tailoring...

5
Easy to use app - great customer service - tailoring to your specific needs. Reviewed on: 20th April 2026
M T's avatar
M T

Communication

4
Good experience when you can speak to someone about your account, but found it difficult to speak to someone in the evening. I work long hours at the hospital, so not always easy to try and communicate during normal hours. Would be good when on the chat outside of working hours, your message is picked up and responded to or a message portal would be ideal Reviewed on: 20th April 2026
Liza M's avatar
Liza M

Never have to contact customer services, as all grea...

5
Never have to contact customer services, as all great to use. Reviewed on: 20th April 2026
Youngi8534 's avatar
Youngi8534

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