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118 118 Money: Credit card reviews

View other 118 118 Money products
4.85
Based on 3,097 reviews, last reviewed 11th Apr 2026
178800% increase in 5 star reviews
in the past 90 days
1000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

4

Happy customer. I have been with 118 118 for several years. I have always been able to get in touch with them if I had any issues. Their app is easy to use and the st... Read more Reviewed on: 11th April 2026
Robert W's avatar
Robert W

Latest lowest rating:

1

The application is poor and their policies are not s... The application is poor and their policies are not stable. Transfer to their account is always failure. Reviewed on: 11th April 2026
GODSTIME A's avatar
GODSTIME A
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

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118 118 Money Credit card reviews (3097)

Best service, rates and excellent customer service,...

5
Best service, rates and excellent customer service, very efficient, cannot fault 118 118 money at all. Thank you for your service. Reviewed on: 15th April 2025
J D's avatar
J D

Always had excellent service and app is very informa...

5
Always had excellent service and app is very informative and easy to use Reviewed on: 15th April 2025
Chris K's avatar
Chris K

118-118 credit card has a beautiful look and their s...

5
118-118 credit card has a beautiful look and their services is awesome Reviewed on: 15th April 2025
Ohioze P's avatar
Ohioze P

excellent service...

5
Clear and easy - no hidden costs - excellent service - app is fantastic too. Reviewed on: 15th April 2025
Mohammed M's avatar
Mohammed M

Never had a problem there loans and rates are very g...

5
Never had a problem there loans and rates are very good Reviewed on: 15th April 2025
marcia johnson 's avatar
marcia johnson

So easy to manage so is the app easy to chat to some...

5
So easy to manage so is the app easy to chat to somebody in the app to Reviewed on: 15th April 2025
Sharon 's avatar
Sharon

118 118 are very good and really helpful when you co...

5
118 118 are very good and really helpful when you contact them. Reviewed on: 15th April 2025
Gary W's avatar
Gary W

Very good if I've ever needed more credit or a loan...

5
Very good if I've ever needed more credit or a loan they've being happy to provide. Easy to use app and no extra charges for paying early Reviewed on: 15th April 2025
Joel 's avatar
Joel

Used for credit score building.

5
I use the credit card for silver buying due to the protections credit cards give, it will also help build up my credit score I also took out a small loan from 118118 for the same reason even thou it was not needed. Reviewed on: 15th April 2025
Dan's avatar
Dan

118 118 only gives you a credit limit that is very m...

5
118 118 only gives you a credit limit that is very manageable. There is no pushy process in trying to give you more. The repayments are also very manageable too. Reviewed on: 15th April 2025
Mr H's avatar
Mr H

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