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118 118 Money: Credit card reviews

4.73
Based on 5,645 reviews, last reviewed 9th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026
Piotr W's avatar
Piotr W

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5645)

Apr rates

3
You can do better on your rates and customer service Reviewed on: 11th April 2026

This card right away, Apple Pay.

5
This card right away, Apple Pay. Use in good credit and good application and excellent work like this. Card. Thank you for 188, 188 money credit card. Reviewed on: 11th April 2026

Simple easy and informative, especially with the app...

5
Simple easy and informative, especially with the app, I am always informed regarding the credit card, the other thing is they don't pressure you to take more than you can afford i.e credit limits. Reviewed on: 11th April 2026

Good experience.

5
Always had good form of communication. Helpful and flexable. Reviewed on: 11th April 2026

Find the whole system easy to use

5
Find the whole system easy to use Reviewed on: 11th April 2026

Would definitely recommend as they are straight to t...

5
Would definitely recommend as they are straight to the point with all things credit. They are helpful when needed and very understanding when things go not so great every single person I have spoke to are helpful and understanding of situations that could be deemed uncomfortable Reviewed on: 11th April 2026

Easy to apply and use .

5
Easy to apply and use quick sign up Reviewed on: 11th April 2026

Great for credit building, easy app to use, good cre...

4
Great for credit building, easy app to use, good credit limit. Reviewed on: 11th April 2026

118 118 118 118

5
App is easy to use you have total control .Help is instant and very good Reviewed on: 11th April 2026

App very easy to navigate, and easy customer experie...

5
App very easy to navigate, and easy customer experience Reviewed on: 11th April 2026

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