Write a review

Newsletter

Go to business site

118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5645 reviews)

View other 118 118 Money products

4.73

Based on 5,645 reviews, last reviewed 9th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

Read all reviews Write a review

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

118 118 Money Credit card reviews (5645)

Very easy to pay , to manage and to keep...

Very easy to pay , to manage and to keep track on Reviewed on: 11th April 2026

Recommend

Always been very friendly & helpful with anything I've needed or any questions I've had. Reviewed on: 11th April 2026

Fantastic and wonderful to have this bank with me.

Fantastic and wonderful to have this bank with me. Reviewed on: 11th April 2026

118 118 money credit card has really helped me to bu...

118 118 money credit card has really helped me to build up my credit score. I was given a high APR due to my credit, I'm unsure if they offer lower rates for better credit. Customer service is great, the app is brilliant. I am very happy Reviewed on: 11th April 2026

Great customer service and special offers on app

Great customer service and special offers on app Reviewed on: 11th April 2026

Relaxation

Relaxing, no pressure, easy to deal with Reviewed on: 11th April 2026

I like it it's been so usefull to me at all times I...

I like it it's been so usefull to me at all times I never faced any problem from this Reviewed on: 11th April 2026

It makes me manage my finances better

It makes me manage my finances better Reviewed on: 11th April 2026

Need an increase on my limit as I’ve never missed a...

Need an increase on my limit as I’ve never missed a payment Reviewed on: 11th April 2026

Good service, easy app and everything is clear.

The app is easy to use everything is clear and open. I can manage my money easily its a good service. Reviewed on: 11th April 2026

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Avios Rewards Credit Card
from Lloyds Bank 4.16 from 60 reviews
Balance Transfer Credit Card
from Halifax 3.89 from 65 reviews
Fluid credit card
from NewDay 3.88 from 105 reviews

Want to see more from 118 118 Money?

Personal loan
from 118 118 Money 4.76 from 4612 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub