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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5639 reviews)

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4.73

Based on 5,639 reviews, last reviewed 2nd Jun 2026

402500% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Excellent service provider Cannot fault 118118 Money credit card excellent rates Reviewed on: 2nd June 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5639)

I was unable to get a credit card even from banks th...

I was unable to get a credit card even from banks that I've been with for years. I applied to 118118 and I had a quick decision and a comfortable credit balance. Reviewed on: 2nd April 2026

Money 118

Very good and easy to work with the best credit card. Reviewed on: 2nd April 2026

Worth buying

It’s really a good company who gives you nice options Reviewed on: 2nd April 2026

Helpful customer service, easy to contact and get is...

Helpful customer service, easy to contact and get issues sorted Reviewed on: 2nd April 2026

Excellent

Really easy and simple. Excellent Reviewed on: 2nd April 2026

very bad credit score

I had a very bad credit score so I tried to see if I could get a better score and I applied for a 118118 credit card and was accepted. Thanks to 118118 my credit score is getting better all the time Reviewed on: 2nd April 2026

Reliable company.

Reliable company. No hidden cost. Everything is on black and white for you to clearly see Reviewed on: 2nd April 2026

Good on credit cards but not loans as early payments...

Good on credit cards but not loans as early payments are more than amount borrowed Reviewed on: 2nd April 2026

Well-designed app

I think the app is well-designed so that I can access my transaction history easily. Also, it is simple to manage my direct debit and other card management features. Reviewed on: 2nd April 2026

Good service provider, value for money

Good service provider, value for money Reviewed on: 2nd April 2026

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