Smart Money People Logo
Go to business site
Share this page
Link copied

118 118 Money: Credit card reviews

View other 118 118 Money products
4.86
Based on 3,174 reviews, last reviewed 11th Apr 2026
185800% increase in 5 star reviews
in the past 90 days
1000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Using my 118 credit card makes so much easier when s... Using my 118 credit card makes so much easier when shopping just tap and thats it done Reviewed on: 11th April 2026
Thomas Neill 's avatar
Thomas Neill

Latest lowest rating:

1

The application is poor and their policies are not s... The application is poor and their policies are not stable. Transfer to their account is always failure. Reviewed on: 11th April 2026
GODSTIME A's avatar
GODSTIME A
Read all reviews Write a review

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

118 118 Money Credit card reviews (3174)

Simple

5
Simple stress free credit great customer service Reviewed on: 27th January 2022
Chris 's avatar
Chris

Fantastic card

4
Best credit card I’ve ever had no fees no late charges And no charging for cash withdrawals excellent Reviewed on: 25th January 2022
Rob Howard's avatar
Rob Howard

Good

4
Not too bad. Always ready to help with credit but at a higher cost in terms of rste Reviewed on: 23rd January 2022
Adedeji Adefenwa's avatar
Adedeji Adefenwa

Slow

3
Difficult to terminate my credit card. Reviewed on: 9th October 2021
Nick Stock's avatar
Nick Stock

Excellent Customer Service

5
118 118 provided me with a credit card and the process of application and subsequent card arrival was both quick and simple. Brilliant app and great experience. Reviewed on: 13th August 2021
deanjones's avatar
deanjones

100%

5
Este de mare incredere, o recomand cu incredere! Reviewed on: 22nd March 2021
Oprea Liliana's avatar
Oprea Liliana

fantastic

5
Easy to arrange and helpful if needed Reviewed on: 15th March 2021
sausages 's avatar
sausages

Brilliant

5
Easy service with good customer care Reviewed on: 17th February 2021
anas_1729@hotmail.com's avatar
[email protected]

Brilliant no fee card

5
Easy application, process and excellent that there is no fees applied for things such as late payments, using abroad or taking out cash Reviewed on: 17th February 2021
Johnc24's avatar
Johnc24

Excellent for credit rating

5
Excellent for bad credit helps build your score apr very good no charges unseen Reviewed on: 15th February 2021
Emzy's avatar
Emzy

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill