Smart Money People Logo

118 118 Money: Credit card reviews

4.86
Based on 3,183 reviews, last reviewed 11th Apr 2026
186600% increase in 5 star reviews
in the past 90 days
1000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

118 money keeps you informed about what's happening... 118 money keeps you informed about what's happening with your account and ofase Reviewed on: 11th April 2026
Lloyd S's avatar
Lloyd S

Latest lowest rating:

1

The application is poor and their policies are not s... The application is poor and their policies are not stable. Transfer to their account is always failure. Reviewed on: 11th April 2026
GODSTIME A's avatar
GODSTIME A

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

118 118 Money Credit card reviews (3183)

Fantastic card

4
Best credit card I’ve ever had no fees no late charges And no charging for cash withdrawals excellent Reviewed on: 25th January 2022

Good

4
Not too bad. Always ready to help with credit but at a higher cost in terms of rste Reviewed on: 23rd January 2022

Slow

3
Difficult to terminate my credit card. Reviewed on: 9th October 2021

Excellent Customer Service

5
118 118 provided me with a credit card and the process of application and subsequent card arrival was both quick and simple. Brilliant app and great experience. Reviewed on: 13th August 2021

100%

5
Este de mare incredere, o recomand cu incredere! Reviewed on: 22nd March 2021

fantastic

5
Easy to arrange and helpful if needed Reviewed on: 15th March 2021

Brilliant

5
Easy service with good customer care Reviewed on: 17th February 2021

Brilliant no fee card

5
Easy application, process and excellent that there is no fees applied for things such as late payments, using abroad or taking out cash Reviewed on: 17th February 2021

Excellent for credit rating

5
Excellent for bad credit helps build your score apr very good no charges unseen Reviewed on: 15th February 2021

Phone number changed for no reason

2
I took out a 118118 credit card using my current mobile number in the registration process. All worked well for a couple of weeks until the mobile phone number connected with my account was changed somehow, and I could not access my account as the verification text was going to a different number. Took various phone calls and complaints over 2 months to finally get resolved without explaination. Reviewed on: 1st July 2020

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review