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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5645 reviews)

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4.73

Based on 5,645 reviews, last reviewed 9th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5645)

Excellent

Really easy and simple. Excellent Reviewed on: 2nd April 2026

very bad credit score

I had a very bad credit score so I tried to see if I could get a better score and I applied for a 118118 credit card and was accepted. Thanks to 118118 my credit score is getting better all the time Reviewed on: 2nd April 2026

Reliable company.

Reliable company. No hidden cost. Everything is on black and white for you to clearly see Reviewed on: 2nd April 2026

Good on credit cards but not loans as early payments...

Good on credit cards but not loans as early payments are more than amount borrowed Reviewed on: 2nd April 2026

Well-designed app

I think the app is well-designed so that I can access my transaction history easily. Also, it is simple to manage my direct debit and other card management features. Reviewed on: 2nd April 2026

Good service provider, value for money

Good service provider, value for money Reviewed on: 2nd April 2026

very helpful and friendly, easy to understand.

very helpful and friendly, easy to understand. Reviewed on: 2nd April 2026

Easy to navigate app, all telephone staff helpful an...

Easy to navigate app, all telephone staff helpful and efficient-don’t have to wait along time for phone answer Reviewed on: 2nd April 2026

They are a great service.

They are a great service. Any problems you may have with either a credit card or loan, they are more than willing to help. Reviewed on: 2nd April 2026

Very easy to deal with

Very easy to deal with, friendly, professional, helpful Reviewed on: 2nd April 2026

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