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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5639 reviews)

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4.73

Based on 5,639 reviews, last reviewed 2nd Jun 2026

402500% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Excellent service provider Cannot fault 118118 Money credit card excellent rates Reviewed on: 2nd June 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5639)

Very good card

Never had any problems always there when you need help Reviewed on: 1st April 2026

Neutral service.

Neutral service. But customer service poor, because we have to wait for more than 30 minutes. That’s why only Reviewed on: 1st April 2026

Easy and straightforward to use.

Easy and straightforward to use.. app is easy to access and use also Reviewed on: 1st April 2026

Using card abroad brilliant no extra charges and Goo...

Using card abroad brilliant no extra charges and Google pay brilliant thanks Reviewed on: 1st April 2026

Terrible!

Terrible!!! The APR is so high that if you do the minimum payment you're basically only paying for the interest. Trying to do negotiate is impossible and trying to cancel as well. I wish I never took on credit card from this company Reviewed on: 1st April 2026

It’s alright.

It’s alright. Could be less in interest fees Reviewed on: 1st April 2026

Staff helpful.

Staff helpful. App good. Good experience when dealing with staff members. Extremely helpful. Reviewed on: 1st April 2026

Amazing servicd so far and smooth

Amazing servicd so far and smooth Reviewed on: 1st April 2026

Very professional friendly and fast

Very professional friendly and fast Reviewed on: 1st April 2026

brilliant

Always there to help with any issues I have brilliant Reviewed on: 1st April 2026

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