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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5645 reviews)

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4.73

Based on 5,645 reviews, last reviewed 9th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5645)

Terrible!

Terrible!!! The APR is so high that if you do the minimum payment you're basically only paying for the interest. Trying to do negotiate is impossible and trying to cancel as well. I wish I never took on credit card from this company Reviewed on: 1st April 2026

It’s alright.

It’s alright. Could be less in interest fees Reviewed on: 1st April 2026

Staff helpful.

Staff helpful. App good. Good experience when dealing with staff members. Extremely helpful. Reviewed on: 1st April 2026

Amazing servicd so far and smooth

Amazing servicd so far and smooth Reviewed on: 1st April 2026

Very professional friendly and fast

Very professional friendly and fast Reviewed on: 1st April 2026

brilliant

Always there to help with any issues I have brilliant Reviewed on: 1st April 2026

A good credit card

Very good and easy to apply for and review your account. To put top your credit limit often. Also has a good support line. Reviewed on: 1st April 2026

Its a ok card gets the job done

Its a ok card gets the job done note more to say really am only doing this for a chance to win £1000 Reviewed on: 1st April 2026

Good credit and loan company.

Good credit and loan company. They give good increases if you need to take them. The faqs and chat chat help functions are good help to if you have any problems Reviewed on: 1st April 2026

It’s been a relief and easy to manage my finances

It’s been a relief and easy to manage my finances Reviewed on: 1st April 2026

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