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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5639 reviews)

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4.73

Based on 5,639 reviews, last reviewed 2nd Jun 2026

402500% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Excellent service provider Cannot fault 118118 Money credit card excellent rates Reviewed on: 2nd June 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5639)

A good credit card

Very good and easy to apply for and review your account. To put top your credit limit often. Also has a good support line. Reviewed on: 1st April 2026

Its a ok card gets the job done

Its a ok card gets the job done note more to say really am only doing this for a chance to win £1000 Reviewed on: 1st April 2026

Good credit and loan company.

Good credit and loan company. They give good increases if you need to take them. The faqs and chat chat help functions are good help to if you have any problems Reviewed on: 1st April 2026

It’s been a relief and easy to manage my finances

It’s been a relief and easy to manage my finances Reviewed on: 1st April 2026

Very good

i had opportunity to work on my credit and better it, thank u to the spend feature i can now also check and judge my spending better Reviewed on: 1st April 2026

Easy and straight forward

Easy and straight forward and app easy to use Reviewed on: 1st April 2026

They are way too expensive and their debit for diffe...

They are way too expensive and their debit for different charges is outrageous. They charge you for overdraft rather than stop you for using the card when you exhaust your credit limit. Reviewed on: 1st April 2026

Never had any problems with the card.

Never had any problems with the card. Questions have always been answered Reviewed on: 1st April 2026

Easy to apply quick response 10/10 from start to fin...

Easy to apply quick response 10/10 from start to finish would highly recommend Reviewed on: 1st April 2026

I am finding it impossible to set up a direct debit,...

I am finding it impossible to set up a direct debit, app keeps saying "oops try again" even though my details are correct, then on live chat the person asked for my bank card details whilst trying to set up a direct debit. You don't need card details for direct debit, felt like a an employee was trying to scam me. Still to this day, no direct debit set up. Even when ringing its like speaking to someone with a script and if my issue isn't on their script they have no idea how to respond other than talk over you and be rude. Reviewed on: 1st April 2026

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