Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

118 118 Money: Credit card reviews

View other 118 118 Money products
4.73
Based on 5,645 reviews, last reviewed 9th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026
Piotr W's avatar
Piotr W

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
God love you 's avatar
God love you
Read all reviews Write a review

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

118 118 Money Credit card reviews (5645)

The staff at 118 money have been extremely helpful a...

5
The staff at 118 money have been extremely helpful and provide lots of information about different services that provide. I’ve had a loan with them and the payment process was incredibly easy and smooth I had no problems! Reviewed on: 1st April 2026
Bethany 's avatar
Bethany

Fantastic great help and great benefits to help all

5
I've had a fantastic service from 118 118 always been so helpful whenever I've spoken to them . I would recommend them to my friends and family Reviewed on: 1st April 2026
Daniel Powderham's avatar
Daniel Powderham

Good credit

5
Easy way to apply .happy from this service Reviewed on: 31st March 2026
we fix's avatar
we fix

Keeping you up to date on you payments and when they...

5
Keeping you up to date on you payments and when they are due Reviewed on: 31st March 2026
Patricia m's avatar
Patricia m

Very good service and quick response

5
Very good service and quick response Reviewed on: 31st March 2026
Lolly's avatar
Lolly

Very good company and a pleasure to deal with.

5
Very good company and a pleasure to deal with. Reviewed on: 31st March 2026
Patrick h's avatar
Patrick h

OH Honestly, my 118 118

5
Honestly, my 118 118 Money credit card has been such a blessing. From the moment I applied, everything just fell into place — quick, smooth, and no stress at all. I literally started using it straight away, and it’s been nothing but positive since. What I love most is how honest and straightforward they are. No hidden fees, no funny surprises, just a card that does exactly what it says it will do. It’s made my life easier, and I genuinely appreciate how reliable it’s been. I don’t usually hype up companies, but this one really earned it. Reviewed on: 31st March 2026
Keith Mutore's avatar
Keith Mutore

Great service and app!

5
Since joining a few years ago, the card has been easy to manage and customer service is great. The notifications and ease of checking balances and payment updates. I would highly recommend and I don’t normally write reviews but they deserve a pat on the back for how easy and inclusive the card and the app is to manage. Reviewed on: 31st March 2026
LisaG's avatar
LisaG

A Credit Card you can Trust

5
Friendly emails, Supportive, User friendly app, No Hidden Information, Understandable Statements, Trusting Reviewed on: 31st March 2026
Mia's avatar
Mia

Best support

5
Excellent costumer service, they have a lot of patience and give the best support Reviewed on: 31st March 2026
Tivadar Attila's avatar
Tivadar Attila

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill