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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.85 (5562 reviews)

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4.85

Based on 5,562 reviews, last reviewed 23rd Apr 2026

395500% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

It’s been great easy to use app was easy to download... It’s been great easy to use app was easy to download and use to Reviewed on: 23rd April 2026

Latest lowest rating:

2

Rubbish card. High interest rate that changed after you take it out! Never reply to complaints and take money from your bank without your permission Reviewed on: 21st April 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5562)

The online chat feature was very good when I had a q...

The online chat feature was very good when I had a query. My query got answered and resolves quickly. I don't recall a time needing to call customer service but that just goes to show the live chat done the job perfectly. Reviewed on: 31st March 2026

They help me to build my credit score,very pleased

They help me to build my credit score,very pleased Reviewed on: 31st March 2026

Dariusz Ruszel

To high interest.................. Reviewed on: 31st March 2026

Great little help

Excellent card provider helps me out between pay days Reviewed on: 31st March 2026

Brilliant good card to get your credit back on top

Brilliant good card to get your credit back on top Reviewed on: 31st March 2026

Excellent service and super happy with my experience...

Excellent service and super happy with my experience all round with 118. The app is easy, log in is easy and the use of the card is excellent Reviewed on: 31st March 2026

I have had a fantastic experience from start to fini...

I have had a fantastic experience from start to finish and completely agree they should be nominated for every award. Reviewed on: 31st March 2026

Helpful and friendly

All communication has been resolved quickly staff are friendly and helpful Reviewed on: 31st March 2026

The credit card experience has been fine.

The credit card experience has been fine. I have had no issues so fat Reviewed on: 31st March 2026

Straight forward and easy to use app to keep an eye...

Straight forward and easy to use app to keep an eye on the finance Reviewed on: 31st March 2026

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