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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5645 reviews)

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4.73

Based on 5,645 reviews, last reviewed 9th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5645)

I have found this really helpful and fair .

I have found this really helpful and fair .When ever I stuck and suffer with money problem it makes me happy and always had my back Reviewed on: 31st March 2026

Customer service is excellent, whilst recently deali...

Customer service is excellent, whilst recently dealing with a loan enquiry put me at ease Reviewed on: 31st March 2026

LIFE SAVER.

I was at a very difficult position in life a few weeks ago, financially, and 118 Money came to my rescue. There were NO judgements, nor delays. Thank you 118Money. Reviewed on: 31st March 2026

Mostly very positive.

On the whole, very good. Webchat could be a bit more helpful, but good by and large. Reviewed on: 31st March 2026

Always very helpful and always have good deals

Always very helpful and always have good deals Reviewed on: 31st March 2026

Easiest process to secure credit cqrd

Easiest process to secure credit cqrd Reviewed on: 31st March 2026

Extremely easy no pressure.

Extremely easy no pressure. Very helpful all round Reviewed on: 31st March 2026

Static credit limit for 12 months

It’s been over a year since I’ve been awarded a credit card but they didn’t increased my credit limit, I can’t get in touch for that they say you can’t ask for it. We’ll let you if you deserve an increase. Reviewed on: 31st March 2026

Acompany that really helps its customers

Always there,provide excellent value ,very understanding if an issue Reviewed on: 31st March 2026

Straight forward

Very easy answer few questions decision was quick Reviewed on: 31st March 2026

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