Write a review

Go to business site

118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5639 reviews)

View other 118 118 Money products

4.73

Based on 5,639 reviews, last reviewed 2nd Jun 2026

402500% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Excellent service provider Cannot fault 118118 Money credit card excellent rates Reviewed on: 2nd June 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

Read all reviews Write a review

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

118 118 Money Credit card reviews (5639)

Extremely easy no pressure.

Extremely easy no pressure. Very helpful all round Reviewed on: 31st March 2026

Static credit limit for 12 months

It’s been over a year since I’ve been awarded a credit card but they didn’t increased my credit limit, I can’t get in touch for that they say you can’t ask for it. We’ll let you if you deserve an increase. Reviewed on: 31st March 2026

Acompany that really helps its customers

Always there,provide excellent value ,very understanding if an issue Reviewed on: 31st March 2026

Straight forward

Very easy answer few questions decision was quick Reviewed on: 31st March 2026

Easy setup, quick response.

Easy setup, quick response, the card arrived quick and easy to activate. Reviewed on: 31st March 2026

It was easy to set up online, no fuss.

It was easy to set up online, no fuss or long drawn out questions. Card ready to use quickly. I love how you can see your balance on phone app and easy to pay bill. Reviewed on: 31st March 2026

It’s simply does what it says on the tin!

It’s simply does what it says on the tin! Good job Reviewed on: 31st March 2026

Brilliant credit card and services

Excellent customer service agents that are knowledgeable and friendly that are only to happy to resolve any issues and provide all information in a easy to understand format, regular communications keep me updated to any changes and using the app allows me to see my account information in real time. Reviewed on: 31st March 2026

Easy to apply, great app easy to navigate and 118 Ma...

Easy to apply, great app easy to navigate and 118 Mate makes you think before you spend !! Reviewed on: 31st March 2026

Higher rates but great for building credit

Higher rates but a good service to build credit history Reviewed on: 31st March 2026

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Everyday Credit Card
from Santander 4.05 from 23 reviews
Partnership Card
from John Lewis 1.85 from 894 reviews
Opus Credit Card
from NewDay 4.03 from 3 reviews

Want to see more from 118 118 Money?

Personal loan
from 118 118 Money 4.76 from 4607 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub