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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5645 reviews)

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4.73

Based on 5,645 reviews, last reviewed 9th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5645)

Easy setup, quick response.

Easy setup, quick response, the card arrived quick and easy to activate. Reviewed on: 31st March 2026

It was easy to set up online, no fuss.

It was easy to set up online, no fuss or long drawn out questions. Card ready to use quickly. I love how you can see your balance on phone app and easy to pay bill. Reviewed on: 31st March 2026

It’s simply does what it says on the tin!

It’s simply does what it says on the tin! Good job Reviewed on: 31st March 2026

Brilliant credit card and services

Excellent customer service agents that are knowledgeable and friendly that are only to happy to resolve any issues and provide all information in a easy to understand format, regular communications keep me updated to any changes and using the app allows me to see my account information in real time. Reviewed on: 31st March 2026

Easy to apply, great app easy to navigate and 118 Ma...

Easy to apply, great app easy to navigate and 118 Mate makes you think before you spend !! Reviewed on: 31st March 2026

Higher rates but great for building credit

Higher rates but a good service to build credit history Reviewed on: 31st March 2026

I have been with 118 118 money for a while and I met...

I have been with 118 118 money for a while and I met say they are good quick customer service reply Reviewed on: 31st March 2026

Excellent app, great service, would recommend to any...

Excellent app, great service, would recommend to anyone looking for a credit card Reviewed on: 31st March 2026

I needed to build my credit score and this card help...

I needed to build my credit score and this card helped a lot I’ve never had any issues at all so would highly recommend Reviewed on: 31st March 2026

Very helpful and unserstanding when goingbthrough a...

Very helpful and unserstanding when goingbthrough a tough time and would 100%recommend to others Reviewed on: 31st March 2026

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