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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5639 reviews)

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4.73

Based on 5,639 reviews, last reviewed 2nd Jun 2026

402500% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Excellent service provider Cannot fault 118118 Money credit card excellent rates Reviewed on: 2nd June 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5639)

I have been with 118 118 money for a while and I met...

I have been with 118 118 money for a while and I met say they are good quick customer service reply Reviewed on: 31st March 2026

Excellent app, great service, would recommend to any...

Excellent app, great service, would recommend to anyone looking for a credit card Reviewed on: 31st March 2026

I needed to build my credit score and this card help...

I needed to build my credit score and this card helped a lot I’ve never had any issues at all so would highly recommend Reviewed on: 31st March 2026

Very helpful and unserstanding when goingbthrough a...

Very helpful and unserstanding when goingbthrough a tough time and would 100%recommend to others Reviewed on: 31st March 2026

118 are great

118 are really helpful with any queries I have. I also use the 118m8 app which helps and supports me in where I choose to spend my money! They have been great to communicate with and use as a platform. Reviewed on: 31st March 2026

Such a great company for all your money needs

Such a great company for all your money needs Reviewed on: 31st March 2026

App is convenient and easy to use and extremely help...

App is convenient and easy to use and extremely helpful Reviewed on: 31st March 2026

The application process was simple and quick.

The application process was simple and quick. I was able to add the 118 118 card to my digital wallet which was extremely handy ! Reviewed on: 31st March 2026

Great experience and easy to use and I would recomme...

Great experience and easy to use and I would recommend to all my family and Friends Reviewed on: 31st March 2026

Great card for rebuilding credit

I applied for this card to help improve my credit score. The application process was straightforward and I received a quick decision. The app is easy to use for tracking spending and making payments. While the interest rate is higher than standard cards, it’s a solid tool if you use it responsibly and pay the balance off each month. Reviewed on: 31st March 2026

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