Write a review

Go to business site

118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.85 (3217 reviews)

View other 118 118 Money products

4.85

Based on 3,217 reviews, last reviewed 14th Apr 2026

189800% increase in 5 star reviews

in the past 90 days

1100% increase in 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

Good customer service and app is very easy to use... Good customer service and app is very easy to use Reviewed on: 14th April 2026

Latest lowest rating:

1

I paid off over £2k on a loan and it only reduced th... I paid off over £2k on a loan and it only reduced the amount borrowed by £77. They are loan sharks Reviewed on: 13th April 2026

Read all reviews Write a review

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

118 118 Money Credit card reviews (3217)

Brilliant

Easy service with good customer care Reviewed on: 17th February 2021

Brilliant no fee card

Easy application, process and excellent that there is no fees applied for things such as late payments, using abroad or taking out cash Reviewed on: 17th February 2021

Excellent for credit rating

Excellent for bad credit helps build your score apr very good no charges unseen Reviewed on: 15th February 2021

Phone number changed for no reason

I took out a 118118 credit card using my current mobile number in the registration process. All worked well for a couple of weeks until the mobile phone number connected with my account was changed somehow, and I could not access my account as the verification text was going to a different number. Took various phone calls and complaints over 2 months to finally get resolved without explaination. Reviewed on: 1st July 2020

A good fair price credit card

A great credit card for building your credit score or just to make a bigger purchase to spread the repayments Reviewed on: 29th June 2020

terrible company

even if you have this card for more than a year and managed well they don't want to give you an increase.. Reviewed on: 4th June 2020

brilliant

I thought the service was great and i felt very valued as a customer Reviewed on: 20th May 2020

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Luma 4.00 from 2 reviews
Hilton Honors Credit Card
from Barclaycard 4.17 from 11 reviews
Credit card
from Zempler Bank 4.89 from 5800 reviews

Want to see more from 118 118 Money?

Personal loan
from 118 118 Money 4.88 from 3125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub