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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5641 reviews)

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4.73

Based on 5,641 reviews, last reviewed 12th Jun 2026

402700% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Great customer service Really painless and friendly customer service needed to start credit building and I am very happy. Reviewed on: 12th June 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5641)

Great service

No nonsense credit card with lots of support and an easy to use app Reviewed on: 30th March 2026

Very professional and helpful with my finance situat...

Very professional and helpful with my finance situation. Reviewed on: 30th March 2026

Well I am happy with 118118,since I opened an accoun...

Well I am happy with 118118,since I opened an account with ur company.I can only good things about 118118 compare to other credit card company.You are trustworthy reliable and mostly you understand my needs.The service is good,only one remark i would say 118118 bombarded with too much repeating informations.it can be draining at time and confusing. Reviewed on: 30th March 2026

Good provider

Great at providing a line of credit that others may not. Reward good payment history well. The app could be a bit more detailed and intuitive, but it is simple and easy to navigate. The FAQ page can sometimes be a little confusing. Reviewed on: 30th March 2026

Excellent service and customer support

Excellent service and customer support Reviewed on: 30th March 2026

Never had an issue with 118.

Never had an issue with 118. The app is so simple to use, if the are going to increase your limit they ask you and the payments are easy Reviewed on: 30th March 2026

Very good service and good value

Very good service and good value Reviewed on: 30th March 2026

Outstanding service and I would definitely recommend

Outstanding service and I would definitely recommend Reviewed on: 30th March 2026

Had good experience so far.

Had good experience so far. Would help if we can call via app to customer service. Reviewed on: 30th March 2026

118 has been a God send for me.

118 has been a God send for me. Everything is so easy to use and monitor. Application was quick and easy, was able to use my card straight away online and with apple pay! Physical card followed shortly after. Great! Reviewed on: 30th March 2026

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