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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.85 (5536 reviews)

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4.85

Based on 5,536 reviews, last reviewed 22nd Apr 2026

393100% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

My whole experience. My whole experience has been very positive. I don’t really like doing business over the internet, but 118 has changed my mind on that at times. I felt... Read more Reviewed on: 22nd April 2026

Latest lowest rating:

2

Rubbish card. High interest rate that changed after you take it out! Never reply to complaints and take money from your bank without your permission Reviewed on: 21st April 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5536)

Had troubles in the past in getting credit cards an...

Had troubles in the past in getting credit cards and 118 credit card has helped me with my credit score. They are really good on communication’ Reviewed on: 30th March 2026

Great I love it loads and loads

Great I love it loads and loads Reviewed on: 30th March 2026

Very responsible with credit limits on account

Very responsible with credit limits on account Reviewed on: 30th March 2026

I contact customer support for there offer 0% transf...

I contact customer support for there offer 0% transfer they help me with it and also they were kind Reviewed on: 30th March 2026

118 118 Money Credit Card is the best card with lowe...

118 118 Money Credit Card is the best card with lower interest rate, when I applied for it for the first time, it was very easy to qualify, am so much impressed on how the management determine on how to increase the credit limit as it depends on how you use it and how you make your regular repayments. Secondly 118 118 Money credit card can be used on all outlets whether purchasing or withdrawing money and its charges are so friendly with low interest rate which doesn't affect my spending. I therefore recommend it to everyone to at least try it and you will agree with me. On site of customer service it is second to none Reviewed on: 30th March 2026

Great service no hassle fast

Great service no hassle fast reliable Reviewed on: 30th March 2026

I love it.

The reason as to why I choose 118 118 money is that I value that they care about offering their services to people like me who want to develop their credit score. Unlike other credit card offerers, they allow you to have some access to your online banking, which gets you used to the feel of the app just before your card arrives so it's amazing. Reviewed on: 30th March 2026

118 118 money has been excellent.

118 118 money has been excellent. I can’t find fault with it. It’s been a great card and helped to me. Reviewed on: 30th March 2026

Helped me when others couldn't.

Helped me when others couldn't. Now I'm in a lot better financial position because of this. Very easy to use app. Always kept up to date and friendly customer services whenever I've had to interact with them. Reviewed on: 30th March 2026

I really love 118 118 money.

I really love 118 118 money. I have a credit card and a loan with them. They were so friendly and money was paid out on my loan within minutes. I would recommend 118 118 money to my friends and family. I couldn’t have got my money situation sorted without them. They don’t pressure you to pay anything more that you can afford. Thanks you 118 118 money. Reviewed on: 30th March 2026

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