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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5645 reviews)

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4.73

Based on 5,645 reviews, last reviewed 9th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5645)

Great customer service however don’t think you shoul...

Great customer service however don’t think you should have to pay a fee after being with 118 for over year Reviewed on: 30th March 2026

Straight forward application and good with communica...

Straight forward application and good with communication Reviewed on: 30th March 2026

118118 are the best

118118 have given me a great experience as they have helped me build a better credit score and never judged me for applying for credit Reviewed on: 30th March 2026

All good so far no complaints does everything it say...

All good so far no complaints does everything it says on the tin Reviewed on: 30th March 2026

It's always a pleasure talking to customer service.

It's always a pleasure talking to customer service. They always go beyond and above Reviewed on: 30th March 2026

Was pre approved for this card easy application and...

Was pre approved for this card easy application and great communication higher credit limit than I expected Reviewed on: 30th March 2026

Great support all round.

Great support all round. Easy use website and app. Reviewed on: 30th March 2026

Interest rates are high

Interest rate is high, which makes paying card off harder Reviewed on: 30th March 2026

App is really useful, really helps keep track of whe...

App is really useful, really helps keep track of where I am up to. Reviewed on: 30th March 2026

Very good app to explore, they keep you informed of...

Very good app to explore, they keep you informed of ways to save money and to budget Reviewed on: 30th March 2026

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