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118 118 Money: Credit card reviews

4.85
Based on 5,513 reviews, last reviewed 21st Apr 2026
391200% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great to build credit Fantastic communication, clear instructions on how to use the app and customer service there whenever you need them Reviewed on: 21st April 2026
Siobhan's avatar
Siobhan

Latest lowest rating:

2

Rubbish card. High interest rate that changed after you take it out! Never reply to complaints and take money from your bank without your permission Reviewed on: 21st April 2026
KDH's avatar
KDH

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5513)

The best!

5
No complaints, reasonably priced with interests. Reviewed on: 30th March 2026

Excellent service great app very easy to use

5
Excellent service great app very easy to use Reviewed on: 30th March 2026

The ability to spend

5
The ability to spend where you want and the freedom is great Reviewed on: 30th March 2026

I always get the help that l need and the credit car...

5
I always get the help that l need and the credit card comes in handy when lm in a bind. Reviewed on: 30th March 2026

I find 118 money so easy to use and keep control of.

5
I find 118 money so easy to use and keep control of. The app is fab Reviewed on: 30th March 2026

No problems with the company.

5
No problems with the company. Very easy set up Reviewed on: 30th March 2026

Phoned with a problem!

5
Phoned with a problem! Sorted that same day Reviewed on: 30th March 2026

Very easy to do and they keep you updated on everyth...

5
Very easy to do and they keep you updated on everything .. Reviewed on: 30th March 2026

Good levels of customer service, and always keeping...

5
Good levels of customer service, and always keeping you informed Reviewed on: 30th March 2026

Very convenient to use.

5
Very convenient to use. The App itself is also a user friendly app. Reviewed on: 30th March 2026

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