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118 118 Money: Credit card reviews

4.73
Based on 5,641 reviews, last reviewed 12th Jun 2026
402700% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great customer service Really painless and friendly customer service needed to start credit building and I am very happy. Reviewed on: 12th June 2026
Michelle 's avatar
Michelle

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5641)

I am very happy with you, you are very correct.

5
I am very happy with you, you are very correct. Reviewed on: 30th March 2026

Easy to set up and smooth to use.

5
Quick and straightforward to set up, and very accessible from the start. So far it’s been a smooth and positive experience, and easy to manage day to day. The app can be a little slow at times, but overall it does the job well. Reviewed on: 30th March 2026

Great customer service and product.

5
Great customer service and product. Easy to use app and services. Reviewed on: 30th March 2026

The very best experience with 118.

5
The very best experience with 118. So easy to keep up with payments and important information Reviewed on: 30th March 2026

Helps build a solid credit score and history

5
Helps build a solid credit score and history Reviewed on: 30th March 2026

Had no trouble with 118 would highly recommend

5
Had no trouble with 118 would highly recommend Reviewed on: 30th March 2026

Happy with the card and customer service.

5
Happy with the card and customer service. Reviewed on: 30th March 2026

Always being informed of any changes.

5
Always being informed of any changes. Easy to contact. Easy to use the apps Reviewed on: 30th March 2026

118 118 credit card

5
118 118 credit card has been very good for me. Excellent customer service as well Reviewed on: 30th March 2026

Trying to stop a recurring payment which I haven’t a...

5
Trying to stop a recurring payment which I haven’t authorised is so difficult Reviewed on: 30th March 2026

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