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118 118 Money: Credit card reviews

4.73
Based on 5,645 reviews, last reviewed 9th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026
Piotr W's avatar
Piotr W

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5645)

Happy with the card and customer service.

5
Happy with the card and customer service. Reviewed on: 30th March 2026

Always being informed of any changes.

5
Always being informed of any changes. Easy to contact. Easy to use the apps Reviewed on: 30th March 2026

118 118 credit card

5
118 118 credit card has been very good for me. Excellent customer service as well Reviewed on: 30th March 2026

Trying to stop a recurring payment which I haven’t a...

5
Trying to stop a recurring payment which I haven’t authorised is so difficult Reviewed on: 30th March 2026

Credit score improvement

5
Helped me out of a spot and got myself organised so my credit rating improved. Reviewed on: 30th March 2026

118 are great

5
Really good card and enjoying the credit limit increases. Reviewed on: 30th March 2026

Thank you 118 118

5
118 have been amazing with myself, with with my credit card and loan. They have always been fair. 118 customer service have been outstanding, always there to help when needed, I would and have forwarded 118 details on to friends and family. Thank you 118 Reviewed on: 30th March 2026

Customer service helpful Communication excellent

5
Customer service helpful Communication excellent Reviewed on: 30th March 2026

Very easy to use and very helpful too

5
Very easy to use and very helpful too Reviewed on: 30th March 2026

Had troubles in the past in getting credit cards an...

5
Had troubles in the past in getting credit cards and 118 credit card has helped me with my credit score. They are really good on communication’ Reviewed on: 30th March 2026

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