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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5641 reviews)

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4.73

Based on 5,641 reviews, last reviewed 12th Jun 2026

402700% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Great customer service Really painless and friendly customer service needed to start credit building and I am very happy. Reviewed on: 12th June 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5641)

Credit score improvement

Helped me out of a spot and got myself organised so my credit rating improved. Reviewed on: 30th March 2026

118 are great

Really good card and enjoying the credit limit increases. Reviewed on: 30th March 2026

Thank you 118 118

118 have been amazing with myself, with with my credit card and loan. They have always been fair. 118 customer service have been outstanding, always there to help when needed, I would and have forwarded 118 details on to friends and family. Thank you 118 Reviewed on: 30th March 2026

Customer service helpful Communication excellent

Customer service helpful Communication excellent Reviewed on: 30th March 2026

Very easy to use and very helpful too

Very easy to use and very helpful too Reviewed on: 30th March 2026

Had troubles in the past in getting credit cards an...

Had troubles in the past in getting credit cards and 118 credit card has helped me with my credit score. They are really good on communication’ Reviewed on: 30th March 2026

Great I love it loads and loads

Great I love it loads and loads Reviewed on: 30th March 2026

Very responsible with credit limits on account

Very responsible with credit limits on account Reviewed on: 30th March 2026

I contact customer support for there offer 0% transf...

I contact customer support for there offer 0% transfer they help me with it and also they were kind Reviewed on: 30th March 2026

118 118 Money Credit Card is the best card with lowe...

118 118 Money Credit Card is the best card with lower interest rate, when I applied for it for the first time, it was very easy to qualify, am so much impressed on how the management determine on how to increase the credit limit as it depends on how you use it and how you make your regular repayments. Secondly 118 118 Money credit card can be used on all outlets whether purchasing or withdrawing money and its charges are so friendly with low interest rate which doesn't affect my spending. I therefore recommend it to everyone to at least try it and you will agree with me. On site of customer service it is second to none Reviewed on: 30th March 2026

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