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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5641 reviews)

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4.73

Based on 5,641 reviews, last reviewed 12th Jun 2026

402700% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Great customer service Really painless and friendly customer service needed to start credit building and I am very happy. Reviewed on: 12th June 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5641)

Great service no hassle fast

Great service no hassle fast reliable Reviewed on: 30th March 2026

I love it.

The reason as to why I choose 118 118 money is that I value that they care about offering their services to people like me who want to develop their credit score. Unlike other credit card offerers, they allow you to have some access to your online banking, which gets you used to the feel of the app just before your card arrives so it's amazing. Reviewed on: 30th March 2026

118 118 money has been excellent.

118 118 money has been excellent. I can’t find fault with it. It’s been a great card and helped to me. Reviewed on: 30th March 2026

Helped me when others couldn't.

Helped me when others couldn't. Now I'm in a lot better financial position because of this. Very easy to use app. Always kept up to date and friendly customer services whenever I've had to interact with them. Reviewed on: 30th March 2026

I really love 118 118 money.

I really love 118 118 money. I have a credit card and a loan with them. They were so friendly and money was paid out on my loan within minutes. I would recommend 118 118 money to my friends and family. I couldn’t have got my money situation sorted without them. They don’t pressure you to pay anything more that you can afford. Thanks you 118 118 money. Reviewed on: 30th March 2026

Good company but could do with improvement

Easy to get accepted, low intrest however the customer service is very poor and user experience on app and website is very bad. Reviewed on: 30th March 2026

My cradit score very low when I apply.

My cradit score very low when I apply. Still cradit I get from them. When i pay with out fail on time now increase my cradit limits. They offered too many things Reviewed on: 30th March 2026

Easy to deal with

Easy to deal with anytime theres been a problem it's sorted straight away Reviewed on: 30th March 2026

It has been helpful in difficult times

It has been helpful in difficult times Reviewed on: 30th March 2026

Always at the other end of the phone when you need t...

Always at the other end of the phone when you need them and very helpful when you speak with them questions always answered to the smallest detail and very polite and respectful every time so I would really recommend 118!credit card to anyone Reviewed on: 30th March 2026

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