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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5645 reviews)

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4.73

Based on 5,645 reviews, last reviewed 9th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5645)

My cradit score very low when I apply.

My cradit score very low when I apply. Still cradit I get from them. When i pay with out fail on time now increase my cradit limits. They offered too many things Reviewed on: 30th March 2026

Easy to deal with

Easy to deal with anytime theres been a problem it's sorted straight away Reviewed on: 30th March 2026

It has been helpful in difficult times

It has been helpful in difficult times Reviewed on: 30th March 2026

Always at the other end of the phone when you need t...

Always at the other end of the phone when you need them and very helpful when you speak with them questions always answered to the smallest detail and very polite and respectful every time so I would really recommend 118!credit card to anyone Reviewed on: 30th March 2026

Very fast decision either for credit card or a perso...

Very fast decision either for credit card or a personal loan.. The app it’s super easy to use great features inside the app Reviewed on: 30th March 2026

Very good experience I’m really happy

Very good experience I’m really happy Reviewed on: 30th March 2026

Easy access and efficient, user friendly app

Easy access and efficient, user friendly app Reviewed on: 30th March 2026

Great customer Service.

Great customer Service. When I lost my card, I reached out to them for a card replacement and the response was very fast. Reviewed on: 30th March 2026

Very easy to use and simple atmost.

Very easy to use and simple atmost. Easy to install and manage. Reviewed on: 30th March 2026

I struggled get a card as I’ve had a bad experience...

I struggled get a card as I’ve had a bad experience with fraud that destroyed my credit but 118 gave me the opportunity to rebuild Reviewed on: 30th March 2026

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