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118 118 Money: Credit card reviews

4.73
Based on 5,641 reviews, last reviewed 12th Jun 2026
402700% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great customer service Really painless and friendly customer service needed to start credit building and I am very happy. Reviewed on: 12th June 2026
Michelle 's avatar
Michelle

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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God love you

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

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118 118 Money Credit card reviews (5641)

Very fast decision either for credit card or a perso...

5
Very fast decision either for credit card or a personal loan.. The app it’s super easy to use great features inside the app Reviewed on: 30th March 2026

Very good experience I’m really happy

5
Very good experience I’m really happy Reviewed on: 30th March 2026

Easy access and efficient, user friendly app

5
Easy access and efficient, user friendly app Reviewed on: 30th March 2026

Great customer Service.

5
Great customer Service. When I lost my card, I reached out to them for a card replacement and the response was very fast. Reviewed on: 30th March 2026

Very easy to use and simple atmost.

5
Very easy to use and simple atmost. Easy to install and manage. Reviewed on: 30th March 2026

I struggled get a card as I’ve had a bad experience...

5
I struggled get a card as I’ve had a bad experience with fraud that destroyed my credit but 118 gave me the opportunity to rebuild Reviewed on: 30th March 2026

Always keep me updated great offers and money advice.

5
Always keep me updated great offers and money advice. Brilliant no hassle and great apps Reviewed on: 30th March 2026

Helpful Advice & Notifications..

5
Since I have had my card, I have had no problems at all, (unlike previous suppliers). Due to getting this card my rating has improved tremendously. I get regular e mails with offers I may be interested in, along with information updates. Reviewed on: 30th March 2026

I have never experienced a better credit card compan...

5
I have never experienced a better credit card company love it, has help me through difficult time as I needed the credit card also with my loan which came through so fast thankyou so mych Reviewed on: 30th March 2026

funds help.

5
when i was short of funds in my bank account.118 118 i was really stressed and 118 118 was really glad to help me. Reviewed on: 30th March 2026

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