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118 118 Money: Credit card reviews

View other 118 118 Money products
4.73
Based on 5,645 reviews, last reviewed 9th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026
Piotr W's avatar
Piotr W

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

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118 118 Money Credit card reviews (5645)

Always keep me updated great offers and money advice.

5
Always keep me updated great offers and money advice. Brilliant no hassle and great apps Reviewed on: 30th March 2026
Jill R's avatar
Jill R

Helpful Advice & Notifications..

5
Since I have had my card, I have had no problems at all, (unlike previous suppliers). Due to getting this card my rating has improved tremendously. I get regular e mails with offers I may be interested in, along with information updates. Reviewed on: 30th March 2026
Dave Jones's avatar
Dave Jones

I have never experienced a better credit card compan...

5
I have never experienced a better credit card company love it, has help me through difficult time as I needed the credit card also with my loan which came through so fast thankyou so mych Reviewed on: 30th March 2026
Kalsoom ahmed's avatar
Kalsoom ahmed

funds help.

5
when i was short of funds in my bank account.118 118 i was really stressed and 118 118 was really glad to help me. Reviewed on: 30th March 2026
dean mackay's avatar
dean mackay

Easy, helpful, accessible

5
Excellent service in all areas, app easy to use helps to manage money easier Reviewed on: 30th March 2026
Dan D's avatar
Dan D

User-friendly app

5
118 118 Money has a very user-friendly app. Easy to navigate, and a full-stack of features. Reviewed on: 30th March 2026
Deadly Inns's avatar
Deadly Inns

I’ve been with 118 118 for a year now and it’s been...

5
I’ve been with 118 118 for a year now and it’s been such a good product to have for credit . It’s low in APR - very happy customer Reviewed on: 30th March 2026
Chui's avatar
Chui

Very straightforward.

5
Very straightforward. The credit limit is generous but the interest rate is high, that’s the trade off. Having said that interest-free balance transfer special offers are a real bonus. Reviewed on: 30th March 2026
Dominic M's avatar
Dominic M

I've only had the card a few weeks, but it is easy t...

5
I've only had the card a few weeks, but it is easy to use, tge app is easy to navigate and repaying couldn't be simpler. Reviewed on: 30th March 2026
George C's avatar
George C

Good credit card

4
Good credit card, I haven’t used the customer service before so can’t speak on their service but the app could be updated, making it easier to use and navigate. Reviewed on: 30th March 2026
OA's avatar
OA

Review 118 118 Money: Credit card now

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