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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5641 reviews)

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4.73

Based on 5,641 reviews, last reviewed 12th Jun 2026

402700% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Great customer service Really painless and friendly customer service needed to start credit building and I am very happy. Reviewed on: 12th June 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5641)

Easy, helpful, accessible

Excellent service in all areas, app easy to use helps to manage money easier Reviewed on: 30th March 2026

User-friendly app

118 118 Money has a very user-friendly app. Easy to navigate, and a full-stack of features. Reviewed on: 30th March 2026

I’ve been with 118 118 for a year now and it’s been...

I’ve been with 118 118 for a year now and it’s been such a good product to have for credit . It’s low in APR - very happy customer Reviewed on: 30th March 2026

Very straightforward.

Very straightforward. The credit limit is generous but the interest rate is high, that’s the trade off. Having said that interest-free balance transfer special offers are a real bonus. Reviewed on: 30th March 2026

I've only had the card a few weeks, but it is easy t...

I've only had the card a few weeks, but it is easy to use, tge app is easy to navigate and repaying couldn't be simpler. Reviewed on: 30th March 2026

Good credit card

Good credit card, I haven’t used the customer service before so can’t speak on their service but the app could be updated, making it easier to use and navigate. Reviewed on: 30th March 2026

Quick and easy process was all explained properly an...

Quick and easy process was all explained properly and easy to understand. Reviewed on: 30th March 2026

Efficient service

They are quite efficient regarding safety online and reach out to you when an activity appears suspicious. Which is great in these days when scams are so prevalent. Reviewed on: 30th March 2026

No problems good communication pleasant staff

No problems good communication pleasant staff Reviewed on: 30th March 2026

Very good company !

Very good company ! Simple rolls Reviewed on: 30th March 2026

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