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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.85 (5470 reviews)

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4.85

Based on 5,470 reviews, last reviewed 21st Apr 2026

387200% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Best credit card provider helped me out when I neede... Best credit card provider helped me out when I needed it most Reviewed on: 21st April 2026

Latest lowest rating:

2

Rubbish card. High interest rate that changed after you take it out! Never reply to complaints and take money from your bank without your permission Reviewed on: 21st April 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5470)

very easy to apply and the result was acceptable on...

very easy to apply and the result was acceptable on time Reviewed on: 30th March 2026

Balance transfer

Balance transfer sounds great in principle, however, it is very glitchy, times out or says there’s been a problem, chat to us. It shouldn’t be that difficult to instigate a balance transfer. Reviewed on: 30th March 2026

Nothing too exciting just a normal credit card

Nothing too exciting just a normal credit card Reviewed on: 30th March 2026

Very easy to use app and simply explained .

Very easy to use app and simply explained . Reviewed on: 30th March 2026

Helpful to build credit and not take advantage

Helpful to build credit and not take advantage Reviewed on: 30th March 2026

Always been excellent with me .

Always been excellent with me . App is easy to use . I have two products. Credit card and loan. Always keep me informed. So it's easy to manage my account Reviewed on: 30th March 2026

All round excellent customer service

All round excellent customer service Reviewed on: 30th March 2026

Good customer service and easy access to 118 118App

Good customer service and easy access to 118 118App Reviewed on: 30th March 2026

The card is well recognised.

The card is well recognised. Fraud prevention is also first class and the mobile app is way to use Reviewed on: 30th March 2026

Great experience.

Great experience. Very satisfied with the service. Reviewed on: 30th March 2026

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