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118 118 Money: Credit card reviews

4.73
Based on 5,641 reviews, last reviewed 12th Jun 2026
402700% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great customer service Really painless and friendly customer service needed to start credit building and I am very happy. Reviewed on: 12th June 2026
Michelle 's avatar
Michelle

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5641)

Clear communications, good access

5
Clear communications, good access Reviewed on: 30th March 2026

Absolutely Fabulous

5
Since I started since 118 118 it has been a positive experience for me. I wish I had know about 118 118 way earlier. Reviewed on: 30th March 2026

Great credit card great to pay online great credit l...

5
Great credit card great to pay online great credit limit safe secure and brilliant customer services Reviewed on: 30th March 2026

Very knowledgeable and advised me to make the most f...

5
Very knowledgeable and advised me to make the most from my card. Thank you 118118!!!! Reviewed on: 30th March 2026

Excellent service as always so easy to use the onlin...

5
Excellent service as always so easy to use the online service to pay without complications Reviewed on: 30th March 2026

Supporting people getting on the credit ladder

5
Always helpful and very supportive and with the personal loans I would definitely recommend to.my famil and friends. Reviewed on: 30th March 2026

Easy to use, good service good rates overall just a...

5
Easy to use, good service good rates overall just a great company Reviewed on: 30th March 2026

The app needs improvement

5
The app needs improvement, when trensferring money from my bank to the the 118 money account int takes several days to appear and to do the accurate balance. |Appart from that, happy with teir services. Reviewed on: 30th March 2026

Excellent app to mange finances and its very visual...

5
Excellent app to mange finances and its very visual and explains how to help your credit rating Reviewed on: 30th March 2026

Easy and great to use.

5
Easy and great to use. The app has everything you need and is easy to navigate Reviewed on: 30th March 2026

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