Smart Money People Logo

118 118 Money: Credit card reviews

4.85
Based on 5,431 reviews, last reviewed 21st Apr 2026
383600% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Require more offers for. Customers. Never any problems with the service. I do find there's never enough offers and % is high. Could be a bit lower. Reviewed on: 21st April 2026
Leighanne G's avatar
Leighanne G

Latest lowest rating:

1

Worst experience ever, card frozen from 2nd day. Worst experience ever, card frozen from 2nd day. Several attempts to resolve it with customer service, 0 compliance or help. Reviewed on: 20th April 2026
A H's avatar
A H

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

118 118 Money Credit card reviews (5431)

Brilliant experience so far, communication has been...

5
Brilliant experience so far, communication has been great Reviewed on: 30th March 2026

Good experience with tham.

5
Good experience with tham. Very eszy to use Reviewed on: 30th March 2026

Was an Esay set up to get the card and...

5
Was an Esay set up to get the card and easy ways to pay Reviewed on: 30th March 2026

Super fast and easy to apply

5
Super fast to apply and be approved from start to finish and customer service very helpful Reviewed on: 30th March 2026

Positive review.

5
Been with 118 fir a few years now and never had an issue. Great service. Reviewed on: 30th March 2026

App is easy to you and has everything you need.

5
App is easy to you and has everything you need. Reviewed on: 30th March 2026

Am so happy to be part of the great team...

4
Am so happy to be part of the great team Reviewed on: 30th March 2026

Quick decisions, app is abit rough to use though

5
Quick decisions, app is abit rough to use though Reviewed on: 30th March 2026

Helpful provider for people with credit problem

4
Good service for people with credit problem but high interest rate. Reviewed on: 30th March 2026

Very good .

5
Very good .i would recommend to all my friends and family Reviewed on: 30th March 2026

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from 118 118 Money?

    View all products