Write a review

Newsletter

Go to business site

118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5641 reviews)

View other 118 118 Money products

4.73

Based on 5,641 reviews, last reviewed 12th Jun 2026

402700% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Great customer service Really painless and friendly customer service needed to start credit building and I am very happy. Reviewed on: 12th June 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

Read all reviews Write a review

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

118 118 Money Credit card reviews (5641)

Never an issue, plenty of communication

Never an issue, plenty of communication Reviewed on: 30th March 2026

Having a great experience for the last couple of yea...

Having a great experience for the last couple of years using 118 credit card. App is great too. Never faced any problems so far. Highly recommend Reviewed on: 30th March 2026

Excellence for credit service

I am using this card that is very credible., reliable credit service to me. Reviewed on: 30th March 2026

Great service and offers, always keep in with you an...

Great service and offers, always keep in with you and give great advice Reviewed on: 30th March 2026

Everything is always so easy with 118 118.

Everything is always so easy with 118 118. Customer service is fantastic and they keep me updated all the time. Reviewed on: 30th March 2026

Its easy to use and customer service is great.

Its easy to use and customer service is great. Reviewed on: 30th March 2026

Good and best service and easy paid

Good and best service and easy paid Reviewed on: 30th March 2026

Easy to use and understand app not complicated at al...

Easy to use and understand app not complicated at all from the sign up to using the app including repayment and Reviewed on: 30th March 2026

Can't fault them

When ever ive had a problem customer service was excellent and sorted it out quickly Reviewed on: 30th March 2026

Great company, great communication.

Great company, great communication. Reviewed on: 30th March 2026

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Zempler Bank 4.83 from 5819 reviews
Avios Credit Card
from TSB 3.50 from 20 reviews
Credit Card
from Shop Direct 4.23 from 6 reviews

Want to see more from 118 118 Money?

Personal loan
from 118 118 Money 4.76 from 4609 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub