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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.85 (5409 reviews)

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4.85

Based on 5,409 reviews, last reviewed 21st Apr 2026

381900% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Great service from start to Finnish very good customer Great service from start to Finnish very good customer Reviewed on: 21st April 2026

Latest lowest rating:

1

Worst experience ever, card frozen from 2nd day. Worst experience ever, card frozen from 2nd day. Several attempts to resolve it with customer service, 0 compliance or help. Reviewed on: 20th April 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5409)

Easy to use and app tells you what you spent and whe...

Easy to use and app tells you what you spent and where you spent it excellent Reviewed on: 30th March 2026

I would let other people know how good you are

Very happy with 118118 I would let other people know how good you are thanks Serena seal Reviewed on: 30th March 2026

Very straight forward and easy to use apps.

Very straight forward and easy to use apps. Reviewed on: 30th March 2026

Provided with a manageable credit limit.

Provided with a manageable credit limit. Easy to use app with excellent information. Only required assistance once, staff very helpful. Reviewed on: 30th March 2026

I have a card and loan, both services have been grea...

I have a card and loan, both services have been great from start to finish. Professional customer service and very simple process for applying and making ongoing payments. Would definitely recommend. Reviewed on: 30th March 2026

Very easy to apply and the app is great

Very easy to apply and the app is great Reviewed on: 30th March 2026

118 are a great provider.

118 are a great provider. Easy access, helpful staff and affordable apr’s Reviewed on: 30th March 2026

Can't fault the service 118 has given me over the...

Can't fault the service 118 has given me over the years Reviewed on: 30th March 2026

I love it it’s so helpful, I had terrible credit and...

I love it it’s so helpful, I had terrible credit and they allow me to build myself up again which is awesomeee and the card looks good Reviewed on: 30th March 2026

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