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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.85 (5373 reviews)

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4.85

Based on 5,373 reviews, last reviewed 21st Apr 2026

379000% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Easy process from start to finish and 118 app gives... Easy process from start to finish and 118 app gives you all the info you need. Reviewed on: 21st April 2026

Latest lowest rating:

1

Worst experience ever, card frozen from 2nd day. Worst experience ever, card frozen from 2nd day. Several attempts to resolve it with customer service, 0 compliance or help. Reviewed on: 20th April 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5373)

118 118 Money Credit Card: A User’s Perspective

Really helpful and organised. • Easy application & app “Excellent service and an excellent application very easy to use.” • Supports credit rebuilding Allowed me to prove I can manage my credit. Reviewed on: 30th March 2026

Excellent service had no issue with 118 and great cu...

Excellent service had no issue with 118 and great customer service Reviewed on: 30th March 2026

They are good and quick to speak to

They are good and quick to speak to Reviewed on: 30th March 2026

118 118 have made things so simple for both Credit C...

118 118 have made things so simple for both Credit Card and Loan applications Reviewed on: 30th March 2026

Really good service always helpful to

Really good service always helpful to Reviewed on: 30th March 2026

I’ve only been with 118118 for about 3-4 months but...

I’ve only been with 118118 for about 3-4 months but have been very happy with every aspect of their service. User friendly app and everything is laid out to see, no hidden surprises Reviewed on: 30th March 2026

Never had any problems.

Never had any problems. Asked a few questions which were answered without any issues. Reviewed on: 30th March 2026

Really easy and simple to use 118 service.

Really easy and simple to use 118 service. any problems they will solve asap and help you right through to the end Reviewed on: 30th March 2026

Smooth transaction.

Smooth transaction. Very helpful and they keep you informed all the time. Will recommend if you are looking for a credit card that gives you confidence. Reviewed on: 30th March 2026

I like my 118 credit card and the app is very easy t...

I like my 118 credit card and the app is very easy to use Reviewed on: 30th March 2026

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