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118 118 Money: Credit card reviews

4.73
Based on 5,641 reviews, last reviewed 12th Jun 2026
402700% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great customer service Really painless and friendly customer service needed to start credit building and I am very happy. Reviewed on: 12th June 2026
Michelle 's avatar
Michelle

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
God love you 's avatar
God love you

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5641)

Excellent

5
Good experience everything went well Reviewed on: 30th March 2026

Nice person for help me chat live

5
Nice person for help me chat live Reviewed on: 30th March 2026

Easy to use good rates of borrowing

5
Easy to use good rates of borrowing Reviewed on: 30th March 2026

Great experience Better value for your money at affo...

5
Great experience Better value for your money at affordable rates.? Reviewed on: 30th March 2026

Easy application, the app is amazing.

5
Easy application, the app is amazing. Reviewed on: 30th March 2026

Nice and easy to use app.

5
Nice and easy to use app. Excellent customer service Reviewed on: 30th March 2026

Great customer service however don’t think you shoul...

5
Great customer service however don’t think you should have to pay a fee after being with 118 for over year Reviewed on: 30th March 2026

Straight forward application and good with communica...

5
Straight forward application and good with communication Reviewed on: 30th March 2026

118118 are the best

5
118118 have given me a great experience as they have helped me build a better credit score and never judged me for applying for credit Reviewed on: 30th March 2026

All good so far no complaints does everything it say...

5
All good so far no complaints does everything it says on the tin Reviewed on: 30th March 2026

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