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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5645 reviews)

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4.73

Based on 5,645 reviews, last reviewed 9th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5645)

Easy to use app, happy with the card.

Easy to use app, happy with the card. Customer service was a big let down though, nor helpful at all. Reviewed on: 30th March 2026

Easy app

Everything on the app is so easy to use other credit cards should look at how 118 do it and change Reviewed on: 30th March 2026

App is clear and easy to use.

App is clear and easy to use. Chatbot is very easy to use and telephone customer care is also good Reviewed on: 30th March 2026

Quick and easy, amazing would use again

Quick and easy, amazing would use again Reviewed on: 30th March 2026

Good to me from app in mobile and show anything...

Good to me from app in mobile and show anything Reviewed on: 30th March 2026

They are always willing to rectify anything that goe...

They are always willing to rectify anything that goes wrong Reviewed on: 30th March 2026

Good service, polite staff, just wish that I could...

Good service, polite staff, just wish that I could get a credit increase Reviewed on: 30th March 2026

118 118 Service

118 118 made it simple to apply online and by phone. The online page is very clear and detailed and showing how much has been spend and what the outstanding balance is. I have been quite satisfied with the service I have received! Reviewed on: 30th March 2026

I’m pleased with my experience so far.

I’m pleased with my experience so far. Reviewed on: 30th March 2026

Applied for credit card was accepted and it really h...

Applied for credit card was accepted and it really helps out when you just need that extra bit of money Reviewed on: 30th March 2026

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