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118 118 Money: Credit card reviews

4.85
Based on 5,521 reviews, last reviewed 21st Apr 2026
391800% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

4

A good card and company, although it would be nice i... A good card and company, although it would be nice if they offered longer term customers a better interest rate and 0% interest periods. Reviewed on: 21st April 2026
Anthony E's avatar
Anthony E

Latest lowest rating:

2

Rubbish card. High interest rate that changed after you take it out! Never reply to complaints and take money from your bank without your permission Reviewed on: 21st April 2026
KDH's avatar
KDH

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5521)

Excellent customer service, very helpful

5
Excellent customer service, very helpful Reviewed on: 30th March 2026

Amazing company x x

5
I think this is a wonderful amazing company they treat everyone with respect no one is more important than anyone else Reviewed on: 30th March 2026

A good credit builder card.

5
A good credit builder card.Helps with bad credit to get score up Reviewed on: 30th March 2026

Excellent customer services.

5
Excellent customer services.my card arrived promptly although I could still use it…lots of e-mails checking everything was ok.Absolute 5*… would definetly recommend . Reviewed on: 30th March 2026

Fantastic customer care - ongoing support ,great com...

5
Fantastic customer care - ongoing support ,great communication- highly recommend Reviewed on: 30th March 2026

It was easy to access and the customer services is a...

5
It was easy to access and the customer services is a top notch Reviewed on: 30th March 2026

When I needed credit card for purchasing something,...

5
When I needed credit card for purchasing something, I used and I like it. COSTUMER SERVICE are very helpful and nice. I would recommend for everyones. Reviewed on: 30th March 2026

Overall Excellent experience, Healthy credit limit

5
Overall Excellent experience, Healthy credit limit Reviewed on: 30th March 2026

Best credit card top one I love it

5
Best credit card top I love it I used it’s very good Reviewed on: 30th March 2026

I have been very happy with 118 always there when ne...

5
I have been very happy with 118 always there when needed Reviewed on: 30th March 2026

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