Write a review

Newsletter

Go to business site

118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5641 reviews)

View other 118 118 Money products

4.73

Based on 5,641 reviews, last reviewed 12th Jun 2026

402700% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Great customer service Really painless and friendly customer service needed to start credit building and I am very happy. Reviewed on: 12th June 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

Read all reviews Write a review

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

118 118 Money Credit card reviews (5641)

Good to me from app in mobile and show anything...

Good to me from app in mobile and show anything Reviewed on: 30th March 2026

They are always willing to rectify anything that goe...

They are always willing to rectify anything that goes wrong Reviewed on: 30th March 2026

Good service, polite staff, just wish that I could...

Good service, polite staff, just wish that I could get a credit increase Reviewed on: 30th March 2026

118 118 Service

118 118 made it simple to apply online and by phone. The online page is very clear and detailed and showing how much has been spend and what the outstanding balance is. I have been quite satisfied with the service I have received! Reviewed on: 30th March 2026

I’m pleased with my experience so far.

I’m pleased with my experience so far. Reviewed on: 30th March 2026

Applied for credit card was accepted and it really h...

Applied for credit card was accepted and it really helps out when you just need that extra bit of money Reviewed on: 30th March 2026

Mobile app

I have only used the app. It’s easy to use and navigate Reviewed on: 30th March 2026

Absolutely outstanding everything spot on with 118 1...

Absolutely outstanding everything spot on with 118 118 money Reviewed on: 30th March 2026

Just a great company.

Just a great company. Straight forward and easy to use Reviewed on: 30th March 2026

Excellent!

Excellent! Communication, service everything is easy! Thank you very much! Reviewed on: 30th March 2026

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Black Diamond Visa
from Vanquis 4.24 from 10 reviews
Purchase Credit Card
from Bank of Scotland 4.24 from 10 reviews
Credit card
from HSBC 3.56 from 126 reviews

Want to see more from 118 118 Money?

Personal loan
from 118 118 Money 4.76 from 4609 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub