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118 118 Money: Credit card reviews

4.73
Based on 5,645 reviews, last reviewed 9th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026
Piotr W's avatar
Piotr W

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5645)

118 life savers

5
118 saved me when I thought all was lost trying to get some credit to get myself back on my feet Reviewed on: 30th March 2026

Easy to use card and app told all my friends about i...

5
Easy to use card and app told all my friends about it they have also got the card now Reviewed on: 30th March 2026

Was very easy to apply and received the credit card...

5
Was very easy to apply and received the credit card fast. Reviewed on: 30th March 2026

High interest too much for what you use on card

5
High interest too much for what you use on card Reviewed on: 30th March 2026

118 118 was the only company to give me the opportun...

5
118 118 was the only company to give me the opportunity to rebuild my credit. The app is easy to use, and the text regularly to remind you of when your payments are due, which is useful when you’re busy. Great customer service. Reviewed on: 30th March 2026

118118 are so helpful and I would honestly say are o...

5
118118 are so helpful and I would honestly say are one of the best companies and credit cards out there Reviewed on: 30th March 2026

I used 118 118 money credit card for daily expenses.

5
I used 118 118 money credit card for daily expenses. Overall its easy and hussle free service. I wish i can get big amount figure. Reviewed on: 30th March 2026

When you need help you can trust help when you need it

4
When you need help you can trust them to help Reviewed on: 30th March 2026

Really good service and even when I was unable to ge...

5
Really good service and even when I was unable to get a card elsewhere or my options were limited, 118118 was really easy to apply and the service was excellent pricing clear instructions and product information to enable me to make an informed decision Reviewed on: 30th March 2026

Good service , always there to help , iv been a cust...

5
Good service , always there to help , iv been a customer a long time never had an issue , I would recommend to any one best credit card iv had , will always be 118 customer Reviewed on: 30th March 2026

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