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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.85 (5524 reviews)

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4.85

Based on 5,524 reviews, last reviewed 22nd Apr 2026

392100% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Positive experience My experience with 118 has been great, they carefully set credit limits they ask before they increase your limit Reviewed on: 22nd April 2026

Latest lowest rating:

2

Rubbish card. High interest rate that changed after you take it out! Never reply to complaints and take money from your bank without your permission Reviewed on: 21st April 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5524)

Easy to use and understand app not complicated at al...

Easy to use and understand app not complicated at all from the sign up to using the app including repayment and Reviewed on: 30th March 2026

Can't fault them

When ever ive had a problem customer service was excellent and sorted it out quickly Reviewed on: 30th March 2026

Great company, great communication.

Great company, great communication. Reviewed on: 30th March 2026

The experience I’ve had with 118118 is second to non...

The experience I’ve had with 118118 is second to none I’ve had the most positive experience with them Reviewed on: 30th March 2026

I find all your staff very helpful and explain all t...

I find all your staff very helpful and explain all that I needed to no Reviewed on: 30th March 2026

The card did and does help me out when it was needed.

The card did and does help me out when it was needed. Reviewed on: 30th March 2026

Hassle free service

Never had any issues. Always being kept up to date on changes or offers available to me. Reviewed on: 30th March 2026

Amazing app easy to use and quick response

Very quick and easy app to use. Online account shows the statement and payments left Reviewed on: 30th March 2026

The best

Overall experience has been amazing Reviewed on: 30th March 2026

I have cc and loan and it has been a very easy exper...

I have cc and loan and it has been a very easy experience Reviewed on: 30th March 2026

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