Write a review

Newsletter

Go to business site

118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5645 reviews)

View other 118 118 Money products

4.73

Based on 5,645 reviews, last reviewed 9th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

Read all reviews Write a review

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

118 118 Money Credit card reviews (5645)

Excellent

Good service and good rates and customer services staff are really helpful Reviewed on: 30th March 2026

So easy and user friendly, just want you need.

So easy and user friendly, just want you need. Reviewed on: 30th March 2026

118 gave me the chance to get a credit card, even u...

118 gave me the chance to get a credit card, even upped my limit in a short time. Reviewed on: 30th March 2026

Easy to use, manageable and very convenient to use.

Easy to use, manageable and very convenient to use. Reviewed on: 30th March 2026

Never had any problems.

Never had any problems. Any queries always answered and dealt with promptly. Reviewed on: 30th March 2026

Always friendly and easy to speak to

Always friendly and easy to speak to Reviewed on: 30th March 2026

Overall credit card

I applied for 118 credit card, had quick response and it has helped with day to day living Reviewed on: 30th March 2026

Good card

All good easy to use and app is good Reviewed on: 30th March 2026

Good djdjssnsnnsnsnsnsnsndndxndjdndndnsnsnsnsnsndnd...

Good Reviewed on: 30th March 2026

Great service excellent rates easy to use app defini...

Great service excellent rates easy to use app definitely recommended Reviewed on: 30th March 2026

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from M&S Bank - Marks and Spencer 3.57 from 207 reviews
Choice Rewards Credit Card
from Lloyds Bank 4.15 from 14 reviews
Credit card
from Vanquis 4.43 from 599 reviews

Want to see more from 118 118 Money?

Personal loan
from 118 118 Money 4.76 from 4612 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub