Write a review

Newsletter

Go to business site

118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5645 reviews)

View other 118 118 Money products

4.73

Based on 5,645 reviews, last reviewed 9th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

Read all reviews Write a review

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

118 118 Money Credit card reviews (5645)

Overall it's fair enough but the customer service is...

Overall it's fair enough but the customer service is not as good as it has to be Reviewed on: 20th April 2026

Very good service n excellent I recommend 118 credit...

Very good service n excellent I recommend 118 credit card for every one Reviewed on: 20th April 2026

No complication credit card and loan

No complication with the credit and loan, payment easy to make Reviewed on: 20th April 2026

Very good

Very good thank you and nice .I recommend Reviewed on: 20th April 2026

Overall the service is good.

Overall the service is good. The app is easy to follow and plenty of help and advice. Reviewed on: 20th April 2026

This Bank is very very friendly.

This Bank is very very friendly. I am satisfied. Reviewed on: 20th April 2026

Quick response easy to use app

Card arrived quickly app easy to use Reviewed on: 20th April 2026

Hy yer happy for 118 118

All services yer good for attention available for attend customer service Reviewed on: 20th April 2026

Been brilliant and so easy to use.

Been brilliant and so easy to use. Very helpful and straightforward. Reviewed on: 20th April 2026

Overall good customer service, would recommend

Overall good customer service, would recommend Reviewed on: 20th April 2026

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from Bank of China (UK) 4.12 from 2 reviews
Credit card
from Luma 4.16 from 3 reviews
Credit card (discontinued)
from Wave (inactive) 3.85 from 3 reviews

Want to see more from 118 118 Money?

Personal loan
from 118 118 Money 4.76 from 4612 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub