Smart Money People Logo
Go to business site
Share this page
Link copied

118 118 Money: Credit card reviews

View other 118 118 Money products
4.85
Based on 4,664 reviews, last reviewed 20th Apr 2026
316100% increase in 5 star reviews
in the past 90 days
1900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

118 are by far the best Credit Card easy to use and... 118 are by far the best Credit Card easy to use and they are very helpful at anytime also website and app are excellent and very easy to use Reviewed on: 20th April 2026
Mr D Collis 's avatar
Mr D Collis

Latest lowest rating:

1

I’ve had a really good experience with 118 118 Mo... A Highly Satisfactory and Professional Service I’ve had a really good experience with 118 118 Money. The application process was straightforward and ... Read more Reviewed on: 20th April 2026
Joan B's avatar
Joan B
Read all reviews Write a review

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

118 118 Money Credit card reviews (4664)

The APP very easy to follow.

5
The APP very easy to follow. Experience was very good so far Reviewed on: 20th April 2026
Susan T's avatar
Susan T

Easy app for use, good customer service

5
Easy app for use, good customer service Reviewed on: 20th April 2026
Tracey M's avatar
Tracey M

My experience was great ,118 app is very easy to und...

5
My experience was great ,118 app is very easy to understand and their customer service team are very professional and easy to talk to. Reviewed on: 20th April 2026
Conroy L's avatar
Conroy L

Very helpful credit.

5
Very helpful credit. And easy to manage Reviewed on: 20th April 2026
Christopher B's avatar
Christopher B

Needed a card to build up my credit.

5
Needed a card to build up my credit. Reviewed on: 20th April 2026
David t's avatar
David t

I’ve been with 118 credit for over a year and happy...

5
I’ve been with 118 credit for over a year and happy with the experience Reviewed on: 20th April 2026
Kelly 's avatar
Kelly

I have never had any concerns regarding my credit ac...

5
I have never had any concerns regarding my credit account Reviewed on: 20th April 2026
Emma's avatar
Emma

Amazing service

5
Just brilliant, so convenient, the app is awesome Reviewed on: 20th April 2026
Ronald g's avatar
Ronald g

I've had the card for just over one year and they ha...

5
I've had the card for just over one year and they have been great Reviewed on: 20th April 2026
Andrew w's avatar
Andrew w

Satisfied customer

5
All contact with 118 has been positive and dealt with in a professional and expedient manner by curtious knowledgeable people Reviewed on: 20th April 2026
STEPHEN S's avatar
STEPHEN S

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill