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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5645 reviews)

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4.73

Based on 5,645 reviews, last reviewed 9th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5645)

Very good excellent customer happy

Very good excellent customer happy Reviewed on: 21st April 2026

Since I’ve had my card, I’ve literally enjoyed credi...

Since I’ve had my card, I’ve literally enjoyed credit score increases and every bit of their services. Reviewed on: 21st April 2026

Friendly and helpful staff .

Friendly and helpful staff . The app is amazing and easy to use and keep on top of your payments and transactions . Reviewed on: 21st April 2026

Great experience very helpful definitely recommend

Great experience very helpful definitely recommend Reviewed on: 21st April 2026

Best card I’ve had I’ve recommended them to family a...

Best card I’ve had I’ve recommended them to family and friends Reviewed on: 21st April 2026

Lovely people very helpful customer service

Lovely people very helpful customer service Reviewed on: 21st April 2026

Is excellent in everything, I don’t have problems wi...

Is excellent in everything, I don’t have problems with the bank Reviewed on: 21st April 2026

Credit card is great , however the loan side of thin...

Credit card is great , however the loan side of things aren’t so great. Keep getting emails/texts offers in my app saying I’m ’pre approved’ spoke to CA one who confirmed I was eligible. Now being told that I am not eligible. Don’t see why I’m getting emails/texts offers in the app and told one day I can get it then the next can’t? Reviewed on: 21st April 2026

Had a good experience so far

Had a good experience so far easy to use app Reviewed on: 21st April 2026

Ease of use

I like how easy the app is to use, and how issues are resolved quickly Reviewed on: 20th April 2026

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