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118 118 Money: Credit card reviews

4.73
Based on 5,641 reviews, last reviewed 12th Jun 2026
402700% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great customer service Really painless and friendly customer service needed to start credit building and I am very happy. Reviewed on: 12th June 2026
Michelle 's avatar
Michelle

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
God love you 's avatar
God love you

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5641)

Best card I’ve had I’ve recommended them to family a...

5
Best card I’ve had I’ve recommended them to family and friends Reviewed on: 21st April 2026

Lovely people very helpful customer service

5
Lovely people very helpful customer service Reviewed on: 21st April 2026

Is excellent in everything, I don’t have problems wi...

5
Is excellent in everything, I don’t have problems with the bank Reviewed on: 21st April 2026

Credit card is great , however the loan side of thin...

3
Credit card is great , however the loan side of things aren’t so great. Keep getting emails/texts offers in my app saying I’m ’pre approved’ spoke to CA one who confirmed I was eligible. Now being told that I am not eligible. Don’t see why I’m getting emails/texts offers in the app and told one day I can get it then the next can’t? Reviewed on: 21st April 2026

Had a good experience so far

5
Had a good experience so far easy to use app Reviewed on: 21st April 2026

Ease of use

5
I like how easy the app is to use, and how issues are resolved quickly Reviewed on: 20th April 2026

Overall it's fair enough but the customer service is...

4
Overall it's fair enough but the customer service is not as good as it has to be Reviewed on: 20th April 2026

Very good service n excellent I recommend 118 credit...

5
Very good service n excellent I recommend 118 credit card for every one Reviewed on: 20th April 2026

No complication credit card and loan

5
No complication with the credit and loan, payment easy to make Reviewed on: 20th April 2026

Very good

5
Very good thank you and nice .I recommend Reviewed on: 20th April 2026

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