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118 118 Money: Credit card reviews

4.73
Based on 5,641 reviews, last reviewed 12th Jun 2026
402700% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great customer service Really painless and friendly customer service needed to start credit building and I am very happy. Reviewed on: 12th June 2026
Michelle 's avatar
Michelle

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
God love you 's avatar
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5641)

Always happy to use it.

5
Always happy to use it. Nothing to worry about it. Very good. Reviewed on: 21st April 2026

They are a good customer service and like to help yo...

5
They are a good customer service and like to help you when they can Reviewed on: 21st April 2026

118 118 to the Rescue?

5
I genuinely believe that 118 has your best interest at heart. When you report a problem regarding a transaction, they resolve it expeditiously by contacting the merchant on your behalf and cancelling what needs to be cancelled such as future payments or subscriptions. Whilst they may cancel a future transaction, they advise you to also contact the merchant to terminate subscriptions. Although 118 118 Money is a business, I don't believe that they're unscrupulous or financial exploiters of those with poor credit rating. Reviewed on: 21st April 2026

Good service quick response give customer breathing...

5
Good service quick response give customer breathing space when needed Reviewed on: 21st April 2026

When others let me down, 118118 was there to help me...

5
When others let me down, 118118 was there to help me get back on my feet. 118118 provided me with the right amount of credit at just the right price. They are really affordable. Reviewed on: 21st April 2026

Excellent Amazing

5
It's amazing because customer service sorted my problem answering my questions and queries.and the limit on my card is amazing Reviewed on: 21st April 2026

Very good excellent customer happy

4
Very good excellent customer happy Reviewed on: 21st April 2026

Since I’ve had my card, I’ve literally enjoyed credi...

5
Since I’ve had my card, I’ve literally enjoyed credit score increases and every bit of their services. Reviewed on: 21st April 2026

Friendly and helpful staff .

5
Friendly and helpful staff . The app is amazing and easy to use and keep on top of your payments and transactions . Reviewed on: 21st April 2026

Great experience very helpful definitely recommend

5
Great experience very helpful definitely recommend Reviewed on: 21st April 2026

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