Write a review

Go to business site

118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.85 (5251 reviews)

View other 118 118 Money products

4.85

Based on 5,251 reviews, last reviewed 20th Apr 2026

367800% increase in 5 star reviews

in the past 90 days

2100% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Very great service and great customer service Very great service and great customer service Reviewed on: 20th April 2026

Latest lowest rating:

1

Interest rate is crazy you pay the monthly payment a... Interest rate is crazy you pay the monthly payment and almost all is for interest.Dont get this card Reviewed on: 20th April 2026

Read all reviews Write a review

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

118 118 Money Credit card reviews (5251)

Perfect, easy, quick and reliable with great custome...

Perfect, easy, quick and reliable with great customer service Reviewed on: 20th April 2026

I have experience managing my finances and making r...

I have experience managing my finances and making regular repayments on time. Reviewed on: 20th April 2026

Very impressed with the service quick to respond

Very impressed with the service quick to respond Reviewed on: 20th April 2026

Very good communication very helpful always give goo...

Very good communication very helpful always give good information on offers good cutomer service easy to get in touch with any queries would definatley recommend to anyone Reviewed on: 20th April 2026

Easy, simple app to use and great comms

Easy, simple app to use and great comms Reviewed on: 20th April 2026

Easy to pay balance.

Easy to pay balance. App easy to navigate Reviewed on: 20th April 2026

Straight forward transactions.

Straight forward transactions. Good honest company Reviewed on: 20th April 2026

incredible at keeping you up to date

I use a credit card, they are incredible at keeping me up to date with my account, and offering help if ever needed Reviewed on: 20th April 2026

Excellent service provided

I’m very happy with customer service Reviewed on: 20th April 2026

Great customer experience and always kept up to date

Great customer experience and always kept up to date Reviewed on: 20th April 2026

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from M&S Bank - Marks and Spencer 2.97 from 195 reviews
Opus Credit Card
from NewDay 5.00 from 3 reviews
Cashback credit card
from Lloyds Bank 4.72 from 18 reviews

Want to see more from 118 118 Money?

Personal loan
from 118 118 Money 4.89 from 4266 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub