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118 118 Money: Credit card reviews

View other 118 118 Money products
4.85
Based on 3,599 reviews, last reviewed 20th Apr 2026
223800% increase in 5 star reviews
in the past 90 days
1400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great service great product no complaints Great service great product no complaints Reviewed on: 20th April 2026
Tyrone O's avatar
Tyrone O

Latest lowest rating:

1

It’s nice to have that support but the interest paym... It’s nice to have that support but the interest payments cripple you if you could lower the apr it would heal it better Reviewed on: 20th April 2026
Anthony D's avatar
Anthony D
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

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118 118 Money Credit card reviews (3599)

Application

5
User friendly app. The graphics are good Reviewed on: 15th April 2026
JeJe L's avatar
JeJe L

They are always polite and knowledgeable about their...

4
They are always polite and knowledgeable about their business Reviewed on: 15th April 2026
Leroy M's avatar
Leroy M

Good customer service and app is very easy to use...

5
Good customer service and app is very easy to use Reviewed on: 14th April 2026
Yvejs's avatar
Yvejs

I have always had a really good interaction and the...

5
I have always had a really good interaction and the keep me updated on my account Reviewed on: 13th April 2026
Sylvia S's avatar
Sylvia S

I paid off over £2k on a loan and it only reduced th...

1
I paid off over £2k on a loan and it only reduced the amount borrowed by £77. They are loan sharks Reviewed on: 13th April 2026
Emma S's avatar
Emma S

Excellent Service and customer care from day 1.

5
Excellent Service and customer care from day 1. Continuous updates and fast reliable assis5amce when required Reviewed on: 13th April 2026
James's avatar
James

Great credit card they have increased my credit ever...

5
Great credit card they have increased my credit every 6 months. App is so easy to use and I’m happy with how easy it is to pay on the app. They are supportive of helping people increase their credit rating. Reviewed on: 13th April 2026
Chelsea J's avatar
Chelsea J

Simple and helpful set up

5
It was a useful set up and customer relations are very good easy to use app to keep you in control of finances Reviewed on: 13th April 2026
Mark ll's avatar
Mark ll

The application process was quick and very straight...

5
The application process was quick and very straight forward and I was very impressed with 118 118. I was able to use the virtual card immediately and would recommend their services to anybody that was seeking a credit card. Reviewed on: 13th April 2026
Terry K's avatar
Terry K

The people on the phone is very good at what they do...

4
The people on the phone is very good at what they do and it doesn’t take long to get to talk to them as well Reviewed on: 12th April 2026
Kevin s's avatar
Kevin s

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