Paid advertisement
Smart Money People Logo
Newsletter

118 118 Money: Credit card reviews

4.73
Based on 5,641 reviews, last reviewed 12th Jun 2026
402700% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great customer service Really painless and friendly customer service needed to start credit building and I am very happy. Reviewed on: 12th June 2026
Michelle 's avatar
Michelle

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
God love you 's avatar
God love you

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

118 118 Money Credit card reviews (5641)

Helpful for all of my spending shopping and billing

5
Helpful for all of my spending shopping and billing Reviewed on: 20th April 2026

i am pleased on the service provided and the regular...

5
i am pleased on the service provided and the regular contact and the easy to operate app Reviewed on: 20th April 2026

Very great service and great customer service

5
Very great service and great customer service Reviewed on: 20th April 2026

Good service and treated well customer

4
Good service and treated well customer Reviewed on: 20th April 2026

Nice customer service support when I was scammed

5
Nice customer service support when I was scammed Reviewed on: 20th April 2026

No issues straight forward hassle free

4
No issues straight forward never been any issues good communications and the app works well and easily accessible. Reviewed on: 20th April 2026

Good experience and useful credit

5
Good experience and useful credit Reviewed on: 20th April 2026

Easy to Use and Helpful for Building Credit

5
I’ve found the 118 Money Credit Card to be a helpful option for managing my finances and improving my credit. The application process was quick and straightforward, and everything is clearly explained, which made it easy to get started. The app and online account are simple to use, so I can keep track of my spending and payments without any hassle. I also like that the credit limit encourages responsible use, which is great for staying in control. The chance to win £1000 for leaving a review is a nice bonus and adds a bit of excitement too. Overall, a good choice if you’re looking to build or improve your credit with a simple, easy-to-manage card. Reviewed on: 20th April 2026

App interface

5
It's a good provider but need to make there app more eye catching..cause it's 2026 Reviewed on: 20th April 2026

Brilliant

5
Always had brilliant communication and the account is easy to create and the app is easy to use. Wouldn’t recommend this enough Reviewed on: 20th April 2026

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from 118 118 Money?

    View all products