Smart Money People Logo

118 118 Money: Credit card reviews

4.85
Based on 3,224 reviews, last reviewed 19th Apr 2026
190300% increase in 5 star reviews
in the past 90 days
1200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

My experience with 118 118 is good in overall but so... My experience with 118 118 is good in overall but sometimes when in need coustomer support they take very long time and this card should make some cha... Read more Reviewed on: 19th April 2026
Atasham Mirza's avatar
Atasham Mirza

Latest lowest rating:

1

Customer service was shocking was unable to change m... Customer service was shocking was unable to change my address Reviewed on: 15th April 2026
Jason p's avatar
Jason p

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

118 118 Money Credit card reviews (3224)

Very easy to setup use and to return money

5
Very easy to setup use and to return money Reviewed on: 11th April 2026

I am very pleased with the card from you.

5
I am very pleased with the card from you. Reviewed on: 11th April 2026

Good rates and great offers.

5
Good rates and hreat offers. Have had zero issues while using the service over a few years. Reviewed on: 11th April 2026

Very easy, straight forward experience.

5
Very easy, straight forward experience. Top quality service. Reviewed on: 11th April 2026

Great satisfactory customer service.

4
Great satisfactory customer service. Easy to use and navigate apps. I have both credit card and personal loan. Would definitely recommend. Reviewed on: 11th April 2026

Amazing service, I would definately recommend 118

5
Amazing service, I would definately recommend 118 Reviewed on: 11th April 2026

Been brilliant all the way through always there to h...

5
Been brilliant all the way through always there to help always have good offers Reviewed on: 11th April 2026

Amazing easy to use app5 start customer service

5
Amazing easy to use app - very good customer service Reviewed on: 11th April 2026

Very good, never an issue, card works perfectly, wit...

5
Very good, never an issue, card works perfectly, with decent protection and a very simple app Reviewed on: 11th April 2026

A great way to learn more about money

5
My experience is a learning curve. Im not afraid to look at my finances anymore. I have some way to go but now I'm beginning to see a better future. Love the layout, the tips and it's no longer overwhelming. Reviewed on: 11th April 2026

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from 118 118 Money?

    View all products