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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5645 reviews)

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4.73

Based on 5,645 reviews, last reviewed 9th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5645)

Good experience and useful credit

Good experience and useful credit Reviewed on: 20th April 2026

Easy to Use and Helpful for Building Credit

I’ve found the 118 Money Credit Card to be a helpful option for managing my finances and improving my credit. The application process was quick and straightforward, and everything is clearly explained, which made it easy to get started. The app and online account are simple to use, so I can keep track of my spending and payments without any hassle. I also like that the credit limit encourages responsible use, which is great for staying in control. The chance to win £1000 for leaving a review is a nice bonus and adds a bit of excitement too. Overall, a good choice if you’re looking to build or improve your credit with a simple, easy-to-manage card. Reviewed on: 20th April 2026

App interface

It's a good provider but need to make there app more eye catching..cause it's 2026 Reviewed on: 20th April 2026

Brilliant

Always had brilliant communication and the account is easy to create and the app is easy to use. Wouldn’t recommend this enough Reviewed on: 20th April 2026

Great great great!

Great app, great costumer and great credit limit! Reviewed on: 20th April 2026

Excellent app and great service nothing lelse to say...

Excellent app and great service nothing lelse to say other than staff very friendly Reviewed on: 20th April 2026

Fast, Reliable, and Hassle-Free Credit Service

I’ve had a really positive experience with 118 Money Credit. The application process was quick and straightforward, and I was able to access funds much faster than I expected. The platform is easy to use, even if you’re not very familiar with financial services. What stood out the most was how smooth and hassle-free everything felt. The approval process was clear, and I appreciated the transparency in how everything was explained. It gave me confidence in using the service. Overall, 118 Money Credit is a reliable and convenient option for anyone who needs quick financial support. I would definitely recommend it to others looking for a fast and user-friendly credit service. Reviewed on: 20th April 2026

Good customer service but rates could be better, fea...

Good customer service but rates could be better, features available always improving Reviewed on: 20th April 2026

Excellent service good communication easier and quic...

Excellent service good communication easier and quick response respectful staff Reviewed on: 20th April 2026

Reviews!

No interest suits me because it helps me build credit Reviewed on: 20th April 2026

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