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118 118 Money: Credit card reviews

4.73
Based on 5,645 reviews, last reviewed 9th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026
Piotr W's avatar
Piotr W

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5645)

Great service use mainly in Europe

5
Great service use mainly in Europe Reviewed on: 30th March 2026

Very friendly and helpful no matter what your needs

5
Very friendly and helpful no matter what your needs Reviewed on: 30th March 2026

Fantastic customer service Never a issue always the...

5
Fantastic customer service Never a issue always there to help Reviewed on: 30th March 2026

Great service and app :-) Has really helped me out w...

5
Great service and app :-) Has really helped me out when needed a little extra financial boost, thank you Reviewed on: 30th March 2026

118 118 money credit card is a credit builder card s...

5
118 118 money credit card is a credit builder card specially designed for poor or less credit histories Reviewed on: 30th March 2026

Very smooth and straightforward process.

5
Very smooth and straightforward process. Everything was clear, with no hidden fees. Customer service was helpful and quick to respond. Overall, a great experience — highly recommended. Reviewed on: 30th March 2026

118 is good to build your credit score.

5
118 is good to build your credit score. But interest is very high Reviewed on: 30th March 2026

Good card credit.

5
Good card credit..I recommend to everyone Reviewed on: 30th March 2026

Excellent

5
I am Using 118 118 credit card and they are very supportive at times Reviewed on: 30th March 2026

Excellent easy to apply for service

5
Excellent easy to apply for service Reviewed on: 30th March 2026

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