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118 118 Money: Credit card reviews

4.85
Based on 5,551 reviews, last reviewed 22nd Apr 2026
394500% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

I got help when I needed it The application was easy to complete. I accessed my card and account very quickly. Online banking and app are also accessible. I got help when I neede... Read more Reviewed on: 22nd April 2026
Karen 's avatar
Karen

Latest lowest rating:

2

Rubbish card. High interest rate that changed after you take it out! Never reply to complaints and take money from your bank without your permission Reviewed on: 21st April 2026
KDH's avatar
KDH

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5551)

I recently had to contact customer services about a...

5
I recently had to contact customer services about a query I had, the advisor was friendly and dealt with my query really quickly, explaining everything in a manner that I could understand and clarified bits when I didn’t Reviewed on: 30th March 2026

Just an easy card to use, great app.

5
Just an easy card to use, great app. Highly recommend Reviewed on: 30th March 2026

Wouldn't go anywhere else

5
I have been with 118 118 for a number of years and the flexibility and options that are open to you are fantastic. Great rates, great customer service and fantastic product. Reviewed on: 30th March 2026

From start to finish they’ve been absolutely brillia...

5
From start to finish they’ve been absolutely brilliant, card and loan id recommend highly and use over and over again Reviewed on: 30th March 2026

118 money card

5
I had an incident where someone scammed my card. 118 weeks fast to sort it all out. I have gained better credit score using 118. Reviewed on: 30th March 2026

The best

5
Very transparent helpful would recommend to anyone Reviewed on: 30th March 2026

Easy application process, good query response time a...

5
Easy application process, good query response time and generous credit limit / interest rates Reviewed on: 30th March 2026

Very good really nice what can I say sort my problem...

5
Very good really nice what can I say sort my problem very soon Reviewed on: 30th March 2026

Exellent service all round easy to understand, custo...

5
Exellent service all round easy to understand, customer service outstanding Reviewed on: 30th March 2026

"Absolutely brilliant service!

5
"Absolutely brilliant service! Foun easy to deal with and the applicat smooth and straightforward. Got and the credit limit was exactly wr Customer service team were help whenever | spoke to them. Would recommend 118118 Credit Card to for a simple, reliable card. Top marks Reviewed on: 30th March 2026

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