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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.85 (5584 reviews)

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4.85

Based on 5,584 reviews, last reviewed 23rd Apr 2026

397700% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Good choice Good choice for people if there looking for an alternative. Reviewed on: 23rd April 2026

Latest lowest rating:

2

Rubbish card. High interest rate that changed after you take it out! Never reply to complaints and take money from your bank without your permission Reviewed on: 21st April 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5584)

118 extremely hellful

118 bet thorough and helpful and offers good advice Reviewed on: 30th March 2026

great to build your credit score!

I started using the 118 118 Money Credit Card mainly to build my credit score, and honestly! I’m really impressed so far. The application process was quick and straightforward, and I got a decision without any hassle. It’s a great option if you’re just starting out or trying to improve your credit history. The limit isn’t huge at the beginning, but that actually makes it easier to stay in control and build good habits. Everything works smoothly, and the app makes it easy to track spending and stay on top of payments. The biggest advantage for me is seeing real progress, paying on time actually makes a difference, and you can feel it. If you’re at the beginning of your credit journey, this is definitely worth considering. Overall: simple, stress-free, and effective. Exactly what I needed. Reviewed on: 30th March 2026

Excellent service, I’m happy I choose 118 as my cred...

Excellent service, I’m happy I choose 118 as my credit card provider Reviewed on: 30th March 2026

Thank zzz for helpful staff

Thank youv for helpful staff I have appreciated your help Reviewed on: 30th March 2026

Excellent work and friendly helpful

Excellent work and friendly helpful Reviewed on: 30th March 2026

Very good experience

I’ve had a really positive experience with the 118 118 Money Credit Card. The application process was simple and quick, and the decision was made very fast. The card has been very helpful in building my credit score, and the online account makes it easy to track spending, payments, and balances. Customer service has been friendly and helpful whenever I’ve needed support, and everything feels straightforward and transparent. Overall, I’m very happy with the service and would recommend this card to anyone looking for a reliable way to manage their finances and improve their credit. Reviewed on: 30th March 2026

I have never had a problem if I need a loan you all...

I have never had a problem if I need a loan you all ways given me one. Reviewed on: 30th March 2026

Wonderful service .

Wonderful service .i like it to use 118 118 Reviewed on: 30th March 2026

118 118 is a great credit card

118 118 really saved my skin my car broke down December applied for them and I was able to spend straight away couldn't recommend them enough, it's helped me out so much since I've had it, I'm getting married in August aswell so will be used for that, honestly I wish I got them sooner Reviewed on: 30th March 2026

Ive really enjoyed using 118 so easy to use and cust...

Ive really enjoyed using 118 so easy to use and customer service really helpful Reviewed on: 30th March 2026

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