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118 118 Money: Credit card reviews

4.73
Based on 5,645 reviews, last reviewed 9th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026
Piotr W's avatar
Piotr W

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5645)

Very Helpful

4
Great for helping to build good credit scores. Reviewed on: 30th March 2026

Straight talking honest and fair

4
Straight talking honest and fair Reviewed on: 30th March 2026

Great customer services

5
Had a family issue meaning I couldn't pay my card for a month. The customer services team couldn't have been more helpful! Reviewed on: 30th March 2026

Never had any problems, first credit card after havi...

4
Never had any problems, first credit card after having bad credit. Reviewed on: 30th March 2026

Really good card to start my credit score out

5
Really good card to start my credit score out Reviewed on: 30th March 2026

I'm happy with the service easy to use I recommend f...

5
I'm happy with the service easy to use I recommend for anyone Reviewed on: 30th March 2026

Easy and quick, great to deal with and not a bad rat...

5
Easy and quick, great to deal with and not a bad rate considering a relatively poor credit score Reviewed on: 30th March 2026

Everything I've done had been online with no issues...

5
Everything I've done had been online with no issues at all. Very happy with the app and how I've been delt with Reviewed on: 30th March 2026

Satisfied customer

5
All the issues i have raised have been resolved quickly and efficiently in a professional manner and explained in detail and to my satisfaction by curtious and knowledgeable people Reviewed on: 30th March 2026

i recieved my 118 credit card and it was so easy to...

5
i recieved my 118 credit card and it was so easy to download and easy to go online to view your card on the app to make payments etc your balance the app is so easy to follow on whatever you need to know Reviewed on: 30th March 2026

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