Write a review

Newsletter

Go to business site

118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.726097972918508043 (5642 reviews)

View other 118 118 Money products

4.73

Based on 5,642 reviews, last reviewed 15th Jun 2026

402800% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Great really easy to use n pay each month Great really easy to use n pay each month Reviewed on: 15th June 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

Read all reviews Write a review

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

118 118 Money Credit card reviews (5642)

Never had any problems, first credit card after havi...

Never had any problems, first credit card after having bad credit. Reviewed on: 30th March 2026

Really good card to start my credit score out

Really good card to start my credit score out Reviewed on: 30th March 2026

I'm happy with the service easy to use I recommend f...

I'm happy with the service easy to use I recommend for anyone Reviewed on: 30th March 2026

Easy and quick, great to deal with and not a bad rat...

Easy and quick, great to deal with and not a bad rate considering a relatively poor credit score Reviewed on: 30th March 2026

Everything I've done had been online with no issues...

Everything I've done had been online with no issues at all. Very happy with the app and how I've been delt with Reviewed on: 30th March 2026

Satisfied customer

All the issues i have raised have been resolved quickly and efficiently in a professional manner and explained in detail and to my satisfaction by curtious and knowledgeable people Reviewed on: 30th March 2026

i recieved my 118 credit card and it was so easy to...

i recieved my 118 credit card and it was so easy to download and easy to go online to view your card on the app to make payments etc your balance the app is so easy to follow on whatever you need to know Reviewed on: 30th March 2026

Excellent

I118 118 have been excellent. Credit facility, customer service, service delivery is excellent. I would say they are the best in the market. Reviewed on: 30th March 2026

Stay away

A company took money off my card for services I didn't receive. I told 118 and they got me to fill forms out. At the end of the process 118 didn't do anything and I lost the money. Reviewed on: 30th March 2026

Great customer service easy to use

Great customer service easy to use Reviewed on: 30th March 2026

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Bip Credit Card
from NewDay 4.78 from 2286 reviews
Balance Transfer Credit Card
from Bank of Scotland 4.08 from 13 reviews
Credit card
from Luma 4.00 from 2 reviews

Want to see more from 118 118 Money?

Personal loan
from 118 118 Money 4.76 from 4610 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub