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118 118 Money: Credit card reviews

4.73
Based on 5,642 reviews, last reviewed 15th Jun 2026
402800% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great really easy to use n pay each month Great really easy to use n pay each month Reviewed on: 15th June 2026
Claire P's avatar
Claire P

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5642)

Everything was explained and regular emails

5
Everything was explained and regular emails Reviewed on: 30th March 2026

Good communication and influenced by organisational...

5
Good communication and influenced by organisational culture and standards Reviewed on: 30th March 2026

Great customer service and very responsive also app...

5
Great customer service and very responsive also app is very easy to navigate Reviewed on: 30th March 2026

118 Money it's one of the best credit card providers...

5
118 Money it's one of the best credit card providers in the UK. They look after their customer very well. By increasing the correct limit when appropriate. And the app is very easy to use and the customer service are very friendly. Reviewed on: 30th March 2026

Great customer services.

5
Great customer services.Low APR charges.Great offers Reviewed on: 30th March 2026

Had a really good experience so far.

5
Had a really good experience so far. The interest rates are a little high but understand that comes when you don’t have an amazing credit score- this is a great way to build that back up though! Happy with the service, the app and communications. I would definitely recommend to someone who was looking for credit or on a mission to up their credit score. Reviewed on: 30th March 2026

Good service overall .

5
Good service overall . i am likely to recommend Reviewed on: 30th March 2026

Excellent 11i118

5
Very easy to use app and very helpful when having any enquiries Reviewed on: 30th March 2026

Great credit card company

5
Great credit card company any issues are quickly resolved Thankyou! Reviewed on: 30th March 2026

118 credit card

5
I have called a few times and the customer service is great and they have been so helpful and sorted any issues as they had incorrect mobile number I called and was changed straight away so I could get into the application Reviewed on: 30th March 2026

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