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118 118 Money: Credit card reviews

4.73
Based on 5,645 reviews, last reviewed 9th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026
Piotr W's avatar
Piotr W

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5645)

Great customer service and gave me a card when no on...

5
Great customer service and gave me a card when no one else would allowing me to pay my bills and put food on the table! Reviewed on: 30th March 2026

Excellent

5
Very good experience .using 118money Reviewed on: 30th March 2026

Very happy with 118 credit card.

5
Very happy with 118 credit card. App is excellent and makes it easy to keep track of spending. Great customer service. Reviewed on: 30th March 2026

Everything was and is so easy to manage very helpful...

5
Everything was and is so easy to manage very helpful and easy to navigate friendly team of professionals that’s are on hand to help at any time of the day would highly recommend to friends and family ten out of ten Reviewed on: 30th March 2026

I have used them for years now and have always had a...

5
I have used them for years now and have always had a great experience with them and 118118 customer support has been outstanding when I have contacted them Reviewed on: 30th March 2026

Good credit card.

5
Good credit card. Would prefer cheaper repayments but who wouldn’t! Very clear when payments are needed and what total Reviewed on: 30th March 2026

Good website.

3
Good website. Clear and to the point. Would recommend. Not much else to say Reviewed on: 30th March 2026

Very helpful service.

5
Very helpful service. Easy to navigate app and kept up to date with offers. Reviewed on: 30th March 2026

Excellent communication and great around service fro...

5
Excellent communication and great around service from the team Reviewed on: 30th March 2026

Good service

5
Easy to use app an good customer service Reviewed on: 30th March 2026

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